6785 Magnolia Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 6785 Magnolia Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 1993
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Apr 2026)
Tax Bill	$1,634 (2026)
Deeds & Mortgages	Aug 2008 Reverse Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28648`

Property Details

APN / Parcel Number

Primary APN	`28648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Area	240 sqft
Porch	Slab
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6785 MAGNOLIA DR
City	GLOUCESTER
State	VA
Zip	23061-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HOLLY SPRINGS SEC VI LOT 6
Legal Subdivision	PLAT: PB22 574
Legal Lot Number	6
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1003
Census Tract	100201

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6785 MAGNOLIA DR, GLOUCESTER, VA 23061-4229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2008	Deed of Trust, Mortgage · Reverse Mortgage JAMES B NUTTER & CO
Apr 30, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Deed Document Number	20261837
Prior Transfer Date	Feb 22, 2005
Prior Transfer Doc	0000001457
Record Updated	Oct 29, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6785 MAGNOLIA DR, GLOUCESTER, VA 23061-4229
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080005638
Date	Aug 22, 2008
Instrument	080005638

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Aug 2, 2089

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 30, 2026
Property Address	6785 MAGNOLIA DR, GLOUCESTER, VA 23061-4229
Document Number	0000001837
Instrument Date	Apr 27, 2026
Instrument	2026.1837
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6785 MAGNOLIA DR, GLOUCESTER, VA 23061-4229

Mortgage

Document Number	0000001838,
Date	Apr 30, 2026
Instrument	2026..1838

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,634.00 (+8%)	$280,200 (+13.69%) Land $66,860 Building $213,340	$280,200 (+13.69%) Land $66,860 Building $213,340
2025	$1,513.00 (+5.36%)	$246,470 (-) Land $60,500 Building $185,970	$246,470 (-) Land $60,500 Building $185,970
2024	$1,436.00	$246,470 (-) Land $60,500 Building $185,970	$246,470 (-) Land $60,500 Building $185,970
2023	$1,436.00 (+12.63%)	$246,470 (+40.14%) Land $60,500 Building $185,970	$246,470 (+40.14%) Land $60,500 Building $185,970
2022	$1,275.00	$175,880 Land $55,490 Building $120,390	$175,880 Land $55,490 Building $120,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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