Lake County property record for 6785 Cramer Rd, Finland, MN 55603
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 988 sqft · built 1963 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,086 (2026) |
| Deeds & Mortgages | Aug 2018 Transfer |
| APN | 27-5707-17220 |
| Primary APN | 27-5707-17220 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Stories | 1 Story |
| Building Area | 988 sqft Gross Area |
| 1st Floor Area | 988 sqft |
| Utility Area | 640 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 70,132 sqft (1.61 acres) |
| Garage Type | Mixed |
| Garage Area | 2,100 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio |
| Deck Area | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6785 CRAMER RD |
|---|---|
| City | FINLAND |
| State | MN |
| Zip | 55603-4032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF SE14 OF NE14 DESC AS COM AT A |
| Legal Range | 07W |
| Legal Township | 57N |
| Legal Section | 17 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | CRYSTAL BAY |
| Census Block Group | 2 |
| Census Block | 2212 |
| Census Tract | 370101 |
6785 Cramer Rd is owned and occupied by two individuals who acquired it in August 2018.
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6785 CRAMER RD, FINLAND, MN 55603-4032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 30, 2018 |
| Transfer Doc | 0000190459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Aug 31, 2018 |
| Property Address | 6785 CRAMER RD, FINLAND, MN 55603-4032 |
| Document Number | A000190459 |
| Instrument Date | Aug 30, 2018 |
| Instrument | A000190459 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6785 CRAMER RD, FINLAND, MN 55603-4032 |
The 2026 property tax bill for 6785 Cramer Rd was $2,086 with a homeowner's exemption, up 44.9% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Crystal Bay Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,086.00 (+44.86%) Homeowner's exemption | $282,900 Land $38,500 Building $244,400 | $282,900 Land $38,500 Building $244,400 |
| 2025 | $1,440.00 | ||
| 2023 | $300,700 Land $34,200 Building $266,500 | $300,700 Land $34,200 Building $266,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 6785 Cramer Rd; there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6785 Cramer Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 66% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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