6785 Circle Dr, Madison, OH 44057 Property Records

Lake County property record for 6785 Circle Dr, Madison, OH 44057

Property Summary

Property Type	Residential
Details	4 bd · 2 ba · 1,734 sqft · built 1997
Lot Size	0.062 acres (2,731 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Apr 2024)
Tax Bill	$35 (2023)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2023 Foreclosure + 6 more
Flood Zone	Zone X (minimal risk)
APN	`01-B-098-A-00-029-0`

Property Details

APN / Parcel Number

Primary APN	`01-B-098-A-00-029-0`
Alternative APN	`D 234`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,734 sqft
1st Floor Area	850 sqft

Exterior

Year Built	Built 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	2,731 sqft (0.062 acres)
Lot Dimensions	65 ft deep x 42 ft wide

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	D 234
Street Address	6785 CIRCLE DR
City	MADISON
State	OH
Zip	44057-1213
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	R-2
Legal Description	COWLES LOT TRACT 2
Legal Subdivision	PARKVIEW ALLOTMENT
Legal Tract	2
Legal Block	6
Legal Lot Number	4
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3035
Census Tract	206700

Owner

Source: Lake County records, as of May 2, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	330 ABELS AVE, PAINESVILLE, OH 44077-1105
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Special Warranty Deed, Transfer · FHA Mortgage TEXANA BANK NA
Jul 18, 2023	Sheriff's Deed, Foreclosure
Aug 7, 2019	Loan Modification, Mortgage CALIBER HM LOANS
Aug 5, 2019	Loan Modification, Mortgage · Conventional Mortgage CALIBER HM LOANS
May 14, 2018	Loan Modification, Mortgage · Conventional with PMI CALIBER HM LOANS
May 14, 2018	Loan Modification, Mortgage · Conventional Mortgage CALIBER HM LOANS
Feb 28, 2017	Loan Modification, Mortgage · Conventional Mortgage CALIBER HM LOANS
Feb 28, 2017	Loan Modification, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Jul 18, 2023 · Amount on Record
Deed Document Number	2024R007640
Record Updated	Jun 7, 2026

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Apr 24, 2024
Property Address	6785 CIRCLE DR, MADISON, OH 44057-1213
Document Number	0000007640
Map Reference	VOL D PG 38
Instrument Date	Feb 21, 2024
Instrument	2024R007640
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 ABELS AVE, PAINESVILLE, OH 44077-1105

Mortgage

Document Number	0000007641
Date	Apr 24, 2024
Instrument	2024R007641

Lender

Name	TEXANA BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

July 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAKE OH
Recording Date	Jul 18, 2023
Property Address	6785 CIRCLE DR, MADISON, OH 44057-1213
Document Number	0000013655
Map Reference	VOL D PG 38
Instrument Date	Jun 23, 2023
Instrument	2023R013655
Transaction Type	Foreclosure
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	6785 CIRCLE DR, MADISON, OH 44057-1213
Document Number	0000021165
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6785 DR CIRCLE DR MADISON OH 44057, MADISON, OH 44057

Mortgage

Document Number	0000021165
Date	Sep 4, 2019
Instrument	21165

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Sep 3, 2058

Interest

Rate	2.87%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	6785 CIRCLE DR, MADISON, OH 44057-1213
Document Number	0000024899
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6785 CIRCLE DR MADISON OH 440571213, MADISON, OH 44057-1213

Mortgage

Document Number	0000024899
Date	Oct 10, 2019
Instrument	24899

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Oct 9, 2058

Interest

Rate	3.87%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	6785 CIRCLE DR, MADISON, OH 44057-1213
Document Number	0000019375
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6785 CIRCLE DR MADISON OH 440571213, MADISON, OH 44057-1213

Mortgage

Document Number	0000019375
Date	Aug 1, 2018
Instrument	19375

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	468 Months
Due	Jul 31, 2057

Interest

Rate Type	Fixed Rate

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	6785 CIRCLE DR, MADISON, OH 44057-1213
Document Number	0000019376
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6785 CIRCLE DR MADISON OH 440571213, MADISON, OH 44057-1213
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019376
Date	Aug 1, 2018
Instrument	19376

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 31, 2058

Interest

Rate Type	Fixed Rate

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	6785 CIRCLE DR, MADISON, OH 44057-1213
Document Number	0000011617
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6785 CIRCLE DR MADISON OH 440571213, MADISON, OH 44057-1213

Mortgage

Document Number	0000011617
Date	May 8, 2017
Instrument	11617

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 7, 2057

Interest

Rate Type	Fixed Rate
Rate	8%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	6785 CIRCLE DR, MADISON, OH 44057-1213
Document Number	0000011618
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6785 CIRCLE DR MADISON OH 440571213, MADISON, OH 44057-1213
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011618
Date	May 8, 2017
Instrument	11618

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount Recorded
Term	480 Months
Due	May 7, 2057

Interest

Rate Type	Fixed Rate
Rate	8%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$35.00 (-97.05%) Homeowner's exemption	$320 (-92.58%) Land $320
2022	$1,186.00	$4,310 Land $4,310
2021			$920 Land $920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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