DeSoto County property record for 6783 Richardson Ln, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,156 sqft · built 2012 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,808 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-06-4-18-01-0-00011-00 |
| Primary APN | 3-06-4-18-01-0-00011-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,156 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 131,116 sqft (3.01 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Patio Area | 448 sqft |
| Street Address | 6783 RICHARDSON LN |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRASSY POND S/D LOT #11 |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 18 |
| Legal Subdivision | GRASSY POND S/D |
| Legal Lot Number | 11 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 70900 |
Source: DeSoto County records · APN 3-06-4-18-01-0-00011-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6783 RICHARDSON LN, HERNANDO, MS 38632-9123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Apr 10, 2017 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Jun 10, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO |
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2024 |
| Deed Sale | Nov 07, 2024 |
| Prior Sale | Nov 07, 2024 |
| Deed Document Number | 1024/20500 |
| Deed Book / Page | 1024 / 20500 |
| Last Transfer Date | May 09, 2025 |
| Transfer Doc | 01025/8931 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 6783 RICHARDSON LN, HERNANDO, MS 38632-9123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6783 RICHARDSON LN, HERNANDO, MS 38632-9123 |
| Document Number | 5661/18714 |
|---|---|
| Date | Mar 04, 2024 |
| Book Page | 5661/18714 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 6783 RICHARDSON LN, HERNANDO, MS 38632-9123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004332/555 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 4332/555 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Mar 26, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 6783 RICHARDSON LN, HERNANDO, MS 38632-9123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004964/221 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 4964/221 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | May 26, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 6783 RICHARDSON LN, HERNANDO, MS 38632-9123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6783 RICHARDSON LN, HERNANDO, MS 38632-9123 |
| Investor | Possibly a Property Investor |
| Document Number | 005275/555 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 5275/555 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 6783 RICHARDSON LN, HERNANDO, MS 38632-9123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6783 RICHARDSON LN, HERNANDO, MS 38632-9123 |
| Investor | Possibly a Property Investor |
| Document Number | 005494/685 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 5494/685 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,808.00 (+22.49%) | $25,253 (+43.55%) Land $2,500 Building $22,753 | $252,534 (+43.55%) Land $25,000 Building $227,534 |
| 2023 | $1,476.00 | $17,592 | $175,917 Land $25,000 Building $150,917 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330709001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force 10 of 11 on primary residences |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
| Wildfire Risk | Moderate above 45% of the US · above 42% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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