6783 FM 49, Gilmer, TX 75644 Property Records

Upshur County property record for 6783 FM 49, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	2 ba · 4,075 sqft · built 1970
Lot Size	2.32 acres (101,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jul 2015)
Tax Bill	$3,549 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`092U-S05-000-007`

Property Details

APN / Parcel Number

Primary APN	`092U-S05-000-007`
Alternative APN	`44896`

Interior

Full Baths	2 Baths
Building Area	4,075 sqft Total Area
1st Floor Area	1,384 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	101,408 sqft (2.32 acres)
Garage Type	Attached
Garage Area	775 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	092U-S05-000-007
Street Address	6783 FM 49
City	GILMER
State	TX
Zip	75644-3768
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A92 CABINESS, CHARLES A,TRACT 7, 2.328 ACRES & HOUSE
Legal Subdivision	CHARLES A SURVEY A-92
Legal Tract	7
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	1
Census Block	1053
Census Tract	950302

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6783 FM 49, GILMER, TX 75644-3768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2015 · Amount on Record
Deed Sale	Jul 8, 2015 · Amount on Record
Deed Document Number	20154207
Deed Book / Page	1203 / 101
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	6783 FM 49, GILMER, TX 75644-3768
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202402711
Date	Apr 30, 2024
Instrument	202402711

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Harmony Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,549.00 (+225%) Homeowner's exemption	$218,380 (+10.46%) Land $48,450 Building $169,930	$218,380 (+10.46%) Land $48,450 Building $169,930
2025	$1,092.00 (-25.82%) Homeowner's exemption	$197,700 (+3.51%) Land $48,940 Building $148,760	$197,700 (+3.51%) Land $48,940 Building $148,760
2023		$190,990 Land $51,080 Building $139,910	$190,990 Land $51,080 Building $139,910
2022	$1,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000