6782 Gingham Ct, Monticello, MN 55362 Property Records

Wright County property record for 6782 Gingham Ct, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,485 sqft · built 2013
Lot Size	0.044 acres (1,920 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Mar 2022)
Tax Bill	$3,166 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-159-007240`

Property Details

APN / Parcel Number

Primary APN	`155-159-007240`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,920 sqft (0.044 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6782 GINGHAM CT
City	MONTICELLO
State	MN
Zip	55362-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-121 RANGE-024 SUNSET PONDS LOT-024 BLOCK-007
Legal Range	024
Legal Township	121
Legal Section	18
Legal Subdivision	SUNSET PONDS
Legal Block	7
Legal Lot Number	24
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2009
Census Tract	100205

Owner

6782 Gingham Ct is owned by two individuals who bought it in March 2022.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1113 CLUBVIEW DR, MONTICELLO, MN 55362-8561
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	Jan 14, 2015 · Amount on File
Deed Document Number	20221384310
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 7, 2022
Property Address	6782 GINGHAM CT, MONTICELLO, MN 55362-4553
Document Number	00A1500406
Instrument Date	Mar 1, 2022
Instrument	A1500406
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	PREFERRED TITLE/MO INC, PREFERRED TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1113 CLUBVIEW DR, MONTICELLO, MN 55362-8561

Mortgage

Document Number	00A1500407
Date	Mar 7, 2022
Instrument	A1500407

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 6782 Gingham Ct was $3,166.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,166.00	$302,200 (+5.41%) Land $30,000 Building $272,200	$302,200 (+5.41%) Land $30,000 Building $272,200
2025		$286,700 Land $55,000 Building $231,700	$286,700 Land $55,000 Building $231,700
2023	$2,766.00 (+12.35%)	$284,600 Land $50,000 Building $234,600	$284,600 Land $50,000 Building $234,600
2022	$2,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6782 Gingham Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6782 Gingham Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20