St. Johns County property record for 6780 Sabal Palm Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,212 sqft · built 2007 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $413,000 (Feb 2020) |
| Tax Bill | $5,489 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183601-3010 |
| Primary APN | 183601-3010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 3,023 sqft |
| 1st Floor Area | 2,212 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 448 sqft |
| Patio Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6780 SABAL PALM DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 13-55 56 CRESCENT COVE UNIT 1 LOT 10 BLK 3 OR4889/587 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 32 |
| Legal Subdivision | CRESCENT COVE SUBDIVISION UNIT 1 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21208 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6780 SABAL PALM DR, SAINT AUGUSTINE, FL 32086-7637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2025 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Apr 29, 2021 | Deed of Trust, Mortgage · Balloon Mortgage HARRY O ZAHARIAS |
| May 6, 2024 | Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC |
| Feb 25, 2020 | Warranty Deed, Transfer HARRY O ZAHARIAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on Record |
| Deed Sale | Feb 25, 2020 · Amount on Record |
| Prior Sale | Jul 29, 2005 · Amount on Record |
| Deed Document Number | 202014759 |
| Deed Book / Page | 4889 / 587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 6780 SABAL PALM DR, SAINT AUGUSTINE, FL 32086-7637 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6780 SABAL PALM DR, SAINT AUGUSTINE, FL 32086-7637 |
| Investor | Possibly a Property Investor |
| Document Number | 0061441205 |
|---|---|
| Date | May 7, 2025 |
| Book Page | 6144/1205 |
| Instrument | 2025035755 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 6780 SABAL PALM DR, SAINT AUGUSTINE, FL 32086-7637 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6780 SABAL PALM DR, SAINT AUGUSTINE, FL 32086-7637 |
| Investor | Possibly a Property Investor |
| Document Number | 0052510839 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 5251/839 |
| Instrument | 2021047849 |
| Name | HARRY O ZAHARIAS |
|---|---|
| Type | Private Party |
| Address | 6780 SABAL PALM DR, SAINT AUGUSTINE, FL 32086 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 6780 SABAL PALM DR, SAINT AUGUSTINE, FL 32086-7637 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6780 SABAL PALM DR, SAINT AUGUSTINE, FL 32086-7637 |
| Investor | Possibly a Property Investor |
| Document Number | 0059450714 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 5945/714 |
| Instrument | 2024034802 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 25, 2020 |
| Property Address | 6780 SABAL PALM DR, SAINT AUGUSTINE, FL 32086-7637 |
| Document Number | 0048890587 |
| Book / Page | 004889 / 000587 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 14759 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2020 |
| Title Company | PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,891.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6780 SABAL PALM DR ST AUGUSTINE FL 320867637, ST AUGUSTINE, FL 32086-7637 |
| Document Number | 48890589 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 004889/000589 |
| Instrument | 14760 |
| Name | HARRY O ZAHARIAS |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Rate | 7% |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,889 (+2.7%) | $534,262 (+5.38%) Land $87,650 Building $446,612 | |
| 2025 | $5,489.00 (+12.11%) Homeowner's exemption | $421,508 (+2.9%) | $507,006 (-3.33%) Land $87,650 Building $419,356 |
| 2024 | $4,896.00 (+1.96%) Homeowner's exemption | $409,629 (+3%) | $524,469 (+3.32%) Land $87,650 Building $436,819 |
| 2023 | $4,802.00 (+2.74%) Homeowner's exemption | $397,698 (+3%) | $507,637 (-0.75%) Land $87,650 Building $419,987 |
| 2022 | $4,674.00 Homeowner's exemption | $386,115 | $511,493 Land $96,320 Building $415,173 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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