678 Walnut Ln, Vilas, NC 28692 Property Records

Watauga County property record for 678 Walnut Ln, Vilas, NC 28692

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2.5 ba · 3,149 sqft · built 2002
Lot Size5.89 acres (256,873 sqft)
Owner2 Individual Names on Record
Tax Bill$2,314 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jul 2024 Sale
Flood ZoneZone X (minimal risk)
APN1982-53-9174-000

Property Details

APN / Parcel Number

Primary APN1982-53-9174-000
Alternative APNs
  • 1982-53-8186-000
  • 1590557

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,149 sqft Living Area
1st Floor Area1,430 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleModular
Lot Area256,873 sqft (5.89 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area336 sqft
Patio Area586 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1590557
Street Address678 WALNUT LN
CityVILAS
StateNC
Zip28692-8418
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal Description5.897AC, PB30 PG168
JurisdictionWATAUGA NC
Township / Civil DivisionBRUSHY FORK
Census Block Group1
Census Block1002
Census Tract920300

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address678 WALNUT LN, VILAS, NC 28692-8418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · Line of Credit
SKYLINE NATIONAL BANK
Jul 5, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address678 WALNUT LN, VILAS, NC 28692-8418
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 WALNUT LN, VILAS, NC 28692-8418

Mortgage

Document Number0024540350
DateOct 8, 2025
Book Page2454/350
Instrument754258
Lender
NameSKYLINE NATIONAL BANK
TypeBank
AddressBOONE, NC 28607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 17, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJul 5, 2024
Property Address678 WALNUT LN, VILAS, NC 28692-8418
Document Number0023910467
Book / Page2391 / 467
Instrument DateJul 3, 2024
Instrument742097
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address760 WALNUT LN, VILAS, NC 28692-8435

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 WALNUT LN, VILAS, NC 28692-8418

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,314.00$597,500 (+4.06%) Land $47,200 Building $550,300
2023$574,200 Land $23,900 Building $550,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims28 (1998–2024)
Claims Outside the SFHA3 of 28
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 16 claims
  • Hurricane Ivan, Sep 2004 · 3 claims
  • Severe Storms And Flooding, Jan 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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