678 W Valley Rd, Argyle, NY 12809 Property Records

Washington County and Argyle Town property record for 678 W Valley Rd, Argyle, NY 12809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,638 sqft · built 1996
Lot Size7.17 acres (312,325 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Mar 2003)
Tax Bill$6,425 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN532089 188.-1-16.3

Property Details

APN / Parcel Number

Primary APN532089 188.-1-16.3
Alternative APN
  • 208918800000010160030000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,638 sqft Living Area
1st Floor Area1,638 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area312,325 sqft (7.17 acres)
Garage TypeBasement
PorchSlab
Porch Area270 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address678 W VALLEY RD
CityARGYLE
StateNY
Zip12809-1328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNONE
Legal DescriptionRES. LAND SUB DIV LOT 2
Legal Block1
Legal Lot Number16.003
JurisdictionWASHINGTON NY
Township / Civil DivisionARGYLE
Census Block Group2
Census Block2023
Census Tract87000

Owner

Source: Washington County and Argyle Town assessment roll, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address678 W VALLEY RD, ARGYLE, NY 12809-1328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2003 · Amount on Record
Deed SaleMar 13, 2003 · Amount on Record
Prior SaleNov 17, 2000 · Amount on Record
Deed Book / Page931 / 15
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionWASHINGTON NY
Recording DateJan 22, 2020
Property Address678 W VALLEY RD, ARGYLE, NY 12809-1328
Document Number0000000355
Instrument DateDec 27, 2019
Instrument355
Transaction TypeConstruction Loan
Record UpdatedFeb 5, 2020
Title CompanyMURDOCK ABSTRACT, MURDOCK ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address978 W VALLEY RD ARGYLE NY 12809, ARGYLE, NY 12809

Mortgage

Document Number0000000355
DateJan 22, 2020
Instrument355
Lender
NameFIRST NY FCU
TypeCredit Union
AddressCOLONIE, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 21, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Washington County and Argyle Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionArgyle Town
Unified School DistrictArgyle Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,425.00 (+4.07%)$262,800 (-) Land $35,800 Building $227,000$360,000 (+17.81%) Land $49,041 Building $310,959
2023$262,800 (-) Land $35,800 Building $227,000$305,581 (+16.28%) Land $41,628 Building $263,953
2022$262,800 Land $35,800 Building $227,000$262,800 Land $35,800 Building $227,000
2021$6,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2014–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Atlas Connectivity
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

May also be available: Hudson Valley Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on W Valley Rd

Nearby Streets

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