678 W Main St, Sylva, NC 28779 Property Records

Jackson County property record for 678 W Main St, Sylva, NC 28779

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,652 sqft · built 1950
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$287,500 (Jan 2018)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Mar 2026 Sale Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7641-07-8716`

Property Details

APN / Parcel Number

Primary APN	`7641-07-8716`
Alternative APN	`181704`

Interior

Stories	1 Story
Building Area	2,652 sqft Heated Area
Basement Area	2,652 sqft
Unfinished Basement	2,652 sqft
Flooring	Carpet
Interior Walls	Masonry

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	4,356 sqft (0.1 acres)
Porch	Porch
Porch Area	556 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	678 W MAIN ST
City	SYLVA
State	NC
Zip	28779-5553
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B1 MAIN ST
Legal Description	LULUS ON MAIN
Legal Tract	A
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	3
Census Block	3030
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Sylva Historic District listed 2014 · 44 contributing resources · NRIS 14000545

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	195 CROCUS LN, SYLVA, NC 28779-7869
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer
Oct 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 3, 2018	Warranty Deed, Transfer · Conventional with PMI COOPER VENTURES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Prior Sale	Nov 3, 2008 · Amount on Record
Deed Book / Page	2204 / 1616
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 23, 2026
Property Address	678 W MAIN ST, SYLVA, NC 28779-5553
Document Number	0024161252
Book / Page	2416 / 1252
Instrument Date	Mar 19, 2026
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 CROCUS LN, SYLVA, NC 28779-7869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 CROCUS LN, SYLVA, NC 28779-7869

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 9, 2018
Property Address	678 W MAIN ST, SYLVA, NC 28779-5553
Document Number	0022240583
Book / Page	002224 / 000583
Instrument Date	Aug 29, 2018
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	195 CROCUS LN SYLVA NC 287797869, SYLVA, NC 28779-7869

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 3, 2018
Property Address	678 W MAIN ST, SYLVA, NC 28779-5553
Document Number	0022041616
Book / Page	002204 / 001616
Instrument Date	Jan 2, 2018
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	195 CROCUS LN SYLVA NC 287797869, SYLVA, NC 28779-7869

Mortgage

Document Number	22041619
Date	Jan 3, 2018
Book Page	002204/001619

Lender

Name	COOPER VENTURES LTD
Address	121 WINDING RIDGE DR, SYLVA, NC 28779-7615

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Jan 2, 2023

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Sylva Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,888 (-) Land $150,000 Building $364,888
2025	$1,956.00 (+37.26%)	$514,888 (+37.24%) Land $150,000 Building $364,888
2023	$1,425.00	$375,180 Land $75,000 Building $300,180

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1991–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	TUCKASEIGEE WATER & SEWER AUTH
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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