678 Troy Dr, Dayton, TN 37321 Property Records

Rhea County property record for 678 Troy Dr, Dayton, TN 37321

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,422 sqft · built 1981
Lot Size	0.351 acres (15,330 sqft)
Owner	Individual Name on Record
Last Sale	$262,900 (Jan 2022)
Tax Bill	$918 (2021)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072096L A 01200`

Property Details

APN / Parcel Number

Primary APN	`072096L A 01200`
Alternative APN	`096L A 01200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft
Basement Area	754 sqft
Unfinished Basement	754 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1994
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,330 sqft (0.351 acres)
Lot Dimensions	146 ft deep x 105 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	270 sqft
Patio Area	270 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	678 TROY DR
City	DAYTON
State	TN
Zip	37321-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: PINE HENGE
Legal Subdivision	PINE HENGE
Legal Lot Number	12
Jurisdiction	RHEA TN
Township / Civil Division	8
Census Block Group	2
Census Block	2013
Census Tract	975402

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	678 TROY DR, DAYTON, TN 37321-4205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Nov 13, 2007 · Amount on Record
Deed Document Number	22011691
Deed Book / Page	500 / 734
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Jan 10, 2022
Property Address	678 TROY DR, DAYTON, TN 37321-4205
Document Number	0000011691
Book / Page	500 / 734
Map Reference	MB 3 PG 239
Instrument Date	Jan 5, 2022
Instrument	22011691
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	RELL SETTLEMENT SOLUTIONS LLC, RELL SETTLEMENT SLN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 TROY DR, DAYTON, TN 37321-4205

Mortgage

Document Number	0000011692
Date	Jan 10, 2022
Instrument	22011692

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Municipality	Dayton City
Elementary School District	Dayton City Elementary School District (PK - 08)
Secondary School District	Rhea County School District in Dayton (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,500 (+53.13%) Land $10,000 Building $39,500
2024			$198,000 (+53.13%) Land $40,000 Building $158,000
2022		$32,325 Land $2,725 Building $29,600	$129,300 Land $10,900 Building $118,400
2021	$918.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON WATER DEPT serves 25,054 people · EPA ID TN0000174
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: BTC Fiber, Verizon.

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