678 Thomas Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 678 Thomas Rd, Spruce Pine, NC 28777 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details784 sqft · built 1990
Lot Size5.88 acres (256,133 sqft)
OwnerIndividual Name on File
Last Sale$93,000 (Dec 2005)
Tax Bill$300 (2025)
Flood ZoneZone X (minimal risk)
APN0891-00-76-3937

Property Details

APN / Parcel Number

Primary APN0891-00-76-3937
Alternative APN
  • 555552821

Interior

Stories1 Story
Building Area784 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleMobile Home
Roof TypeGable
Lot Area256,133 sqft (5.88 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number555552821
Street Address678 THOMAS RD
CitySPRUCE PINE
StateNC
Zip28777-5811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANGING ROCK RD 1138
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group1
Census Block1000
Census Tract950300

Owner

Source: Mitchell County records · APN 0891-00-76-3937

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address678 THOMAS RD, SPRUCE PINE, NC 28777-5811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2005 · Amount on Record
Deed SaleDec 28, 2005 · Amount on Record
Deed Book / Page429 / 129
Last Transfer DateJun 06, 2006
Transfer DocRE521/317
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$300.00 (-33.63%)$55,500 (-) Land $54,200 Building $1,300
2023$452.00$55,500 Land $54,200 Building $1,300$55,500 Land $54,200 Building $1,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims3 (2003–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire LikelihoodAbout 1 in 709 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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