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  5. Stonegate Rd

678 Stonegate Rd, Westminster, MD 21157 Property Records

Carroll County property record for 678 Stonegate Rd, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,537 sqft · built 2018
Lot Size0.303 acres (13,220 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (Dec 2025)
Tax Bill$9,411 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jul 2020 Mortgage
+ 2 more
APN07-432148

Property Details

APN / Parcel Number

Primary APN07-432148
Alternative APN
  • 432148

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,537 sqft Total Area
Basement Area1,063 sqft
Finished Basement1,063 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,220 sqft (0.303 acres)
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area108 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number432148
Street Address678 STONEGATE RD
CityWESTMINSTER
StateMD
Zip21157-6888
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 13 - 0.3035 ACS 678 STONEGATE RD 55-20/2 STONEGATE PH 1 SC 1
Legal SubdivisionSTONEGATE
Legal Phase1
Legal Lot Number13
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3011
Census Tract507802

Owner

Source: Carroll County records · APN 07-432148

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address678 STONEGATE RD, WESTMINSTER, MD 21157-6888
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Jul 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Oct 23, 2018Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Sep 19, 2017Grant Deed, Transfer
RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleOct 23, 2018 · Amount on Record
Deed Book / Page11655 / 133
Record UpdatedSep 20, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateDec 31, 2025
Property Address678 STONEGATE RD, WESTMINSTER, MD 21157-6888
Document Number0116550133
Book / Page11655 / 133
Map ReferenceMB DBS 55 PG 20-24
Instrument DateDec 09, 2025
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyLEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address678 STONEGATE RD, WESTMINSTER, MD 21157-6888

Mortgage

Document Number0011655140
DateDec 31, 2025
Instrument11655/140
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address678 STONEGATE RD, WESTMINSTER, MD 21157-6888
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyELEVATED NATIONAL SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097490056
DateJul 06, 2020
Book Page9749/56
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 01, 2050

October 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateOct 23, 2018
Property Address678 STONEGATE RD, WESTMINSTER, MD 21157-6888
Document Number0091490058
Book / Page9149 / 0058
Map ReferenceMB DBS55 PG20-24
Instrument DateSep 26, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 11, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address678 STONEGATE RD, WESTMINSTER, MD 21157-6888

Mortgage

Document Number0000914967
DateOct 23, 2018
Instrument9149/67
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateSep 19, 2017
Property Address678 STONEGATE RD, WESTMINSTER, MD 21157-6888
Document Number0088070396
Book / Page008807 / 000396
Instrument DateSep 12, 2017
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyRESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$1,240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1356 BEVERLY RD #300 MCLEAN VA 221013640, 300, MCLEAN, VA 22101-3640

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$654,000 (+8.6%) Land $185,400 Building $468,600$654,000 (-) Land $185,400 Building $468,600
2025$9,411.00 (+11.69%) Homeowner's exemption$602,200 (+20.78%)$654,000 (+31.17%) Land $185,400 Building $468,600
2023$8,426.00 Homeowner's exemption$498,600 Land $157,700 Building $340,900$498,600 Land $157,700 Building $340,900

Flood & Wildfire

Source: FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135078023, refreshed September 2026 · Last verified October 2026

Flood

Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024, other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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