678 State Rte 487, Elysburg, PA 17824 Property Records

Northumberland County property record for 678 State Rte 487, Elysburg, PA 17824 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Oct 2012)
Tax Bill	$4,592 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-00-045-035-D`

Property Details

APN / Parcel Number

Primary APN	`040-00-045-035-D`

Exterior

Lot Area	92,783 sqft (2.13 acres)

Location & Zoning

Street Address	678 STATE ROUTE 487
City	ELYSBURG
State	PA
Zip	17824-7057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.13 AC
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	RALPHO
Census Block Group	3
Census Block	3014
Census Tract	80800

Owner

Source: Northumberland County records · APN 040-00-045-035-D

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	678 STATE ROUTE 487, ELYSBURG, PA 17824-7057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 09, 2016	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Oct 11, 2012	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2012 · Amount on Record
Deed Sale	Oct 11, 2012 · Amount on Record
Deed Document Number	201215861
Deed Book / Page	2420 / 785
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	678 STATE ROUTE 487, ELYSBURG, PA 17824-7057
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	WEST COAST ABSTRACT, EAST COAST ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003147/620
Date	Dec 23, 2021
Book Page	3147/620
Instrument	202121902

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 01, 2051

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	678 STATE ROUTE 487, ELYSBURG, PA 17824-7057
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002733/904
Date	Nov 09, 2016
Book Page	2733/904
Instrument	201616992

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2046

October 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Oct 11, 2012
Property Address	678 STATE ROUTE 487, ELYSBURG, PA 17824-7057
Document Number	002420/785
Book / Page	2420 / 785
Instrument Date	Sep 26, 2012
Instrument	201215861
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CONESTOGA TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,593.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 ROUTE 487, ELYSBURG, PA 17824

Mortgage

Document Number	002420/789
Date	Oct 11, 2012
Book Page	2420/789
Instrument	201215862

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2042

Tax Assessment & Valuation

Source: Northumberland County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	Ralpho Township
Unified School District	Southern Columbia Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,592.00 (+11.32%)	$37,850 (-) Land $4,070 Building $33,780
2024	$4,125.00	$37,850 (-) Land $4,070 Building $33,780
2023	$4,125.00 Additional exemption filed	$37,850 Land $4,070 Building $33,780
1972			$37,850 Land $4,070 Building $33,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northumberland County (42097C), updated August 9, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420970808003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	56 (1978–2018)
Claims Outside the SFHA	30 of 56
Most Recent Claim	Aug 2018, river or lake flooding
Claims By Storm	Tropical Storm Lee, Sep 2011 · 20 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 14 claims Severe Storms And Flooding, Jan 1996 · 10 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Service Electric Television	Cable	2,000 / 200
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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