678 S Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 678 S Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,320 sqft · built 1928
Lot Size	0.89 acres (38,800 sqft)
Owner	Individual Name on Record
Tax Bill	$962 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168J U 025`

Property Details

APN / Parcel Number

Primary APN	`168J U 025`
Alternative APN	`0000110944`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,320 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1950
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	38,800 sqft (0.89 acres)
Lot Dimensions	485 ft deep x 80 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000110944
Street Address	678 S CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-5977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NW 1/4 SEC 12 TWP 3 R4W
Legal Range	04W
Legal Township	03
Legal Section	12
Legal Subdivision	NORTHWEST QUARTER/SEC 12
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1004
Census Tract	2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	678 S CREST RD, CHATTANOOGA, TN 37404-5977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS MTG
May 7, 2018	Warranty Deed, Transfer FIRST PEOPLES BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021
Deed Sale	Jul 22, 2021
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	0012586154
Deed Book / Page	12315 / 155
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	2021011400181
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 14, 2021
Property Address	678 S CREST RD, CHATTANOOGA, TN 37404-5977
Document Number	0000000181
Book / Page	12315 / 155
Instrument Date	Jan 13, 2021
Instrument	2021011400181
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, NORTHSHORE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,696.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 S CREST RD, CHATTANOOGA, TN 37404-5977

Mortgage

Document Number	0012315158
Date	Jan 14, 2021
Instrument	12315/158

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 21, 2020
Property Address	678 S CREST RD, CHATTANOOGA, TN 37404-5977
Document Number	0821000247
Book / Page	012123 / 000784
Instrument Date	Aug 20, 2020
Instrument	200821000247
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,569.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 S CREST RD CHATTANOOGA TN 374045913, CHATTANOOGA, TN 37404-5913

Mortgage

Document Number	821000248
Date	Aug 21, 2020
Book Page	012123/000787
Instrument	200821000248

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 7, 2018
Property Address	678 S CREST RD, CHATTANOOGA, TN 37404-5977
Document Number	266
Book / Page	11340 / 151
Map Reference	MB1733 PG56
Instrument Date	May 4, 2018
Instrument	2018050700266
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 S CREST RD, CHATTANOOGA, TN 37404-5977

Mortgage

Document Number	267
Date	May 7, 2018
Instrument	2018050700267

Lender

Name	FIRST PEOPLES BANK OF TENNESSEE
Type	Bank

Agreement

Amount	Amount Recorded
Term	62 Months
Due	Jul 4, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$962.00 (-40.36%)	$63,475 (-11.96%)	$253,900 (-11.96%) Land $125,000 Building $128,900
2024	$1,613.00	$72,100 (-)	$288,400 (-) Land $125,000 Building $163,400
2023	$1,613.00	$72,100 (-)	$288,400 (-) Land $125,000 Building $163,400
2022	$1,613.00	$72,100	$288,400 Land $125,000 Building $163,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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