Harrison County property record for 678 Royale Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,370 sqft · built 1980 |
| Lot Size | 0.243 acres (10,601 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $84,600 (Jun 2012) |
| Tax Bill | $1,129 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1209K-01-013.000 |
| Primary APN | 1209K-01-013.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,370 sqft Adjusted Area |
| 1st Floor Area | 2,014 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,601 sqft (0.243 acres) |
| Patio Area | 360 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 678 ROYALE DR |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-4330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 173 NORTH HAVEN SUBD |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 23 |
| Legal Subdivision | NORTH HAVEN SUBD |
| Legal Lot Number | 173 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3309 |
Source: Harrison County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 678 ROYALE DR, BILOXI, MS 39532-4330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2012 · Amount on Record |
| Deed Sale | Jun 4, 2012 · Amount on Record |
| Deed Document Number | 20122012-1271-D-J2 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Feb 15, 2024 |
| Property Address | 678 ROYALE DR, BILOXI, MS 39532-4330 |
| Document Number | 20240000851DJ2 |
| Map Reference | MB 7 PG 5 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 2024-0000851-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11104 SHORECREST RD, BILOXI, MS 39532-8141 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 678 ROYALE DR, BILOXI, MS 39532-4330 |
| Document Number | 20240000852TJ2 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024-0000852-T-J2 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,129.00 (+1.44%) Homeowner's exemption Disabled Person's exemption | $12,791 (+0.25%) | $127,908 (+0.25%) Land $26,500 Building $101,408 |
| 2024 | $1,113.00 (+1.18%) | ||
| 2023 | $1,100.00 (-21.43%) Homeowner's exemption Disabled Person's exemption | $12,759 | $127,594 Land $26,500 Building $101,094 |
| 2022 | $1,400.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 219 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 275 units insured incl. 56 condo units |
| Nearby Flood Claims | 12 (2005–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CoastConnect.
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