Gladwin County property record for 678 Rivers Terrace Rd, Gladwin, MI 48624
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,900 (Oct 2017) |
| Tax Bill | $117 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-004-400-001-00 |
| Primary APN | 110-004-400-001-00 |
|---|
| Lot Area | 3,049 sqft (0.07 acres) |
|---|---|
| Lot Dimensions | 207 ft deep x 15 ft wide |
| Street Address | 678 RIVERS TERRACE RD |
|---|---|
| City | GLADWIN |
| State | MI |
| Zip | 48624-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC4 18 1E PART OF SW 1/4 OF SE 1/4 COM NWLY COR LOT 99 RIVERS SUB NO 4 TH RNG S 56DEG 48MIN W 15FT ALONG SLY LINE OF RIVERS |
| Legal Range | 01 |
| Legal Township | 18 |
| Legal Section | 04 |
| Legal Subdivision | RIVERS SUB |
| Legal Lot Number | 99 |
| Jurisdiction | GLADWIN MI |
| Township / Civil Division | HAY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 600 |
678 Rivers Terrace Rd is owned and occupied by an individual who bought it in October 2017.
Source: Gladwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 678 RIVERS TERRACE RD, GLADWIN, MI 48624-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on File |
| Deed Sale | Oct 10, 2017 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 678 Rivers Terrace Rd was $117 with a homeowner's exemption.
Source: Gladwin County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gladwin County |
| County Subdivision | Hay Township |
| Unified School District | Gladwin Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,400 Land $5,400 | $10,800 Land $10,800 | |
| 2025 | $117.00 Homeowner's exemption | ||
| 2023 | $4,100 | $8,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 678 Rivers Terrace Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 678 Rivers Terrace Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ISP Management.
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