678 Pinnacles Ter, Sunnyvale, CA 94085 Property Records

Santa Clara County property record for 678 Pinnacles Ter, Sunnyvale, CA 94085

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,480 sqft · built 2005
Lot Size	0.027 acres (1,154 sqft)
Owner	Individual Name on Record
Last Sale	$1,590,000 (May 2024)
Tax Bill	$19,247 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`205-54-020`

Property Details

APN / Parcel Number

Primary APN	`205-54-020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	306 sqft
2nd Floor Area	733 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,154 sqft (0.027 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	678 PINNACLES TER
City	SUNNYVALE
State	CA
Zip	94085-3860
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TRACT 9565 LOT 20
Legal Subdivision	MAP OF TRACT 9565
Legal Tract	9565
Legal Lot Number	20
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2006
Census Tract	508707

Owner

Source: Santa Clara County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	678 PINNACLES TER, SUNNYVALE, CA 94085-3860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Sep 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Oct 18, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage IVY MORTGAGE CORP
Jul 7, 2017	Grant Deed, Transfer · ARM IVY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	202425635390
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0024307783
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	678 PINNACLES TER, SUNNYVALE, CA 94085-3860
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 PINNACLES TER, SUNNYVALE, CA 94085-3860

Mortgage

Document Number	0024866662
Date	Mar 10, 2021
Instrument	24866662

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	678 PINNACLES TER, SUNNYVALE, CA 94085-3860
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 PINNACLES TER, SUNNYVALE, CA 94085-3860

Mortgage

Document Number	0025961108
Date	Mar 24, 2026
Instrument	25961108

Lender

Name	HSBC BANK USA
Type	Bank
Address	66 HUDSON BLVD E, NEW YORK, NY 10001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.2%
Max Rate At Change	7.2%
Index	Other
Margin	3
Max Rate	10.2%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	678 PINNACLES TER, SUNNYVALE, CA 94085-3860
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 PINNACLES TER, SUNNYVALE, CA 94085-3860

Mortgage

Document Number	0025705276
Date	Sep 30, 2024
Instrument	25705276

Lender

Name	HSBC BANK USA
Type	Bank
Address	66 HUDSON BLVD E, NEW YORK, NY 10001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 18, 2019
Property Address	678 PINNACLES TER, SUNNYVALE, CA 94085-3860
Document Number	0024307783
Map Reference	MB 772 PG 46-49
Instrument Date	Oct 11, 2019
Instrument	24307783
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	678 PINNACLES TER, SUNNYVALE, CA 94085-3860

Mortgage

Document Number	0024307784
Date	Oct 18, 2019
Instrument	24307784

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 7, 2017
Property Address	678 PINNACLES TER, SUNNYVALE, CA 94085-3860
Document Number	0023692161
Map Reference	MAP772 PG46-49
Instrument Date	Jun 23, 2017
Instrument	23692161
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 PINNACLES TER, SUNNYVALE, CA 94085-3860

Mortgage

Document Number	0023692162
Date	Jul 7, 2017
Instrument	23692162

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Secondary School District	Fremont Union High School District (09 - 12)
Elementary School District	Sunnyvale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,605,000 (-1.04%) Land $802,500 Building $802,500
2025	$19,247.00 (+20.6%)	$1,621,800 (+20.56%) Land $810,900 Building $810,900
2024	$15,960.00 (+0.92%)
2023	$15,814.00 (+1.61%) Homeowner's exemption	$1,345,182 Land $672,591 Building $672,591
2022	$15,564.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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