678 Persimmon St, Freeport, FL 32439 Property Records

Walton County property record for 678 Persimmon St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,818 sqft · built 1957
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Company Names on Record
Last Sale	$150,000 (Feb 2025)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Dec 2025 Transfer Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41010-009-0020`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41010-009-0020`
Alternative APNs	`28-121-41010-009-0020` `1058556`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,818 sqft Living Area
Gross Area	4,430 sqft
1st Floor Area	2,818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1972
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	682 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	850 sqft
Patio Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	678 PERSIMMON ST
City	FREEPORT
State	FL
Zip	32439-6717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W 25FT OF LOT 1 BLK 9; LOT 2 BLK 9 CHEROKEE S/D OR 1950-31 OR 3324-661 OR 3349-4561
Legal Range	021
Legal Township	01S
Legal Section	28
Legal Subdivision	CHEROKEE
Legal Block	9
Legal Lot Number	1,2
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1029
Census Tract	950306

Owner

Source: Walton County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	285 MILL POND CV, FREEPORT, FL 32439-7650
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Intrafamily Transfer, Transfer
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	May 8, 2024 · Amount on Record
Deed Document Number	20255075
Deed Book / Page	3349 / 4561
Last Transfer Date	Dec 16, 2025
Transfer Doc	0033810636
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Dec 17, 2025
Property Address	678 PERSIMMON ST, FREEPORT, FL 32439-6717
Document Number	0033810636
Book / Page	3381 / 636
Map Reference	MB 2 PG 72&73
Instrument Date	Dec 16, 2025
Instrument	20250046478
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 MILL POND CV, FREEPORT, FL 32439-7650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	285 MILL POND CV, FREEPORT, FL 32439-7650

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	678 PERSIMMON ST, FREEPORT, FL 32439-6717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031353845
Date	Mar 9, 2020
Book Page	3135/3845
Instrument	20200008452

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 9, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (-46.82%)	$128,588 (-50.57%) Land $62,500 Building $66,088	$128,588 (-50.57%) Land $62,500 Building $66,088
2024	$2,294.00 (+1,429.33%)
2023	$150.00 Homeowner's exemption	$260,153 (+6.74%) Land $62,500 Building $197,653	$260,153 (+6.74%) Land $62,500 Building $197,653
2022	$150.00 Homeowner's exemption	$243,724 Land $52,359 Building $191,365	$243,724 Land $52,359 Building $191,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE SHARON ESTATES private · serves 160 people · EPA ID FL1660407
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	NORTH BAY WATER SYSTEM
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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