678 Pelzer Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 678 Pelzer Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,266 sqft · built 1971
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Jun 2023)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`517-04-00-015`

Property Details

APN / Parcel Number

Primary APN	`517-04-00-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,266 sqft Living Area
Gross Area	2,455 sqft
1st Floor Area	1,951 sqft
Upper Floors Area	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	154 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	640 sqft
Porch	Slab
Porch Area	275 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	678 PELZER DR
City	MOUNT PLEASANT
State	SC
Zip	29464-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 9 BLK H
Legal Subdivision	COOPER ESTATES
Legal Block	H
Legal Lot Number	9
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3006
Census Tract	4607

Owner

678 Pelzer Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	678 PELZER DR, MOUNT PLEASANT, SC 29464-3556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 2, 2023	Deed, Transfer · Conventional Mortgage 1ST FEDERAL SAVINGS BANK OF SC INC
Oct 23, 2020	Loan Modification, Mortgage · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Deed Book / Page	1183 / 182
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	678 PELZER DR, MOUNT PLEASANT, SC 29464-3556
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 PELZER DR, MOUNT PLEASANT, SC 29464-3556

Mortgage

Document Number	0012090064
Date	Oct 18, 2023
Book Page	1209/64

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 2, 2023
Property Address	678 PELZER DR, MOUNT PLEASANT, SC 29464-3556
Document Number	0011830182
Book / Page	1183 / 182
Map Reference	MB X PG 6
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,249.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	678 PELZER DR, MOUNT PLEASANT, SC 29464-3556

Mortgage

Document Number	0001183183
Date	Jun 2, 2023
Instrument	1183/183

Lender

Name	1ST FEDERAL SAVINGS BANK OF SC INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2028

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	678 PELZER DR, MOUNT PLEASANT, SC 29464-3556
Document Number	0930/0678
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 PELZER DR MOUNT PLEASANT SC 294643556, MOUNT PLEASANT, SC 29464-3556

Mortgage

Document Number	0930/0678
Date	Oct 30, 2020
Book Page	000930/000678

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29423-9910

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 29, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 678 Pelzer Dr was $3,668, up 10.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,668.00 (+10.65%)	$974,600 (+2,716.76%) Land $411,100 Building $563,500	$974,600 Land $411,100 Building $563,500
2024	$3,315.00	$34,600
2022	$1,645.00	$17,590	$688,700 Land $265,000 Building $423,700
2020			$865,000 Land $411,090 Building $453,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 678 Pelzer Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	177 in force
Nearby Flood Claims	89 (1982–2025)
Claims Outside the SFHA	36 of 89
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 678 Pelzer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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