678 Oakley Pl, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 678 Oakley Pl, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	1,505 sqft · built 1954
Lot Size	0.337 acres (14,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$868,000 (Sep 2026)
Tax Bill	$15,629 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00716-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`44-00716-0000-00039`
Alternative APNs	`440071600039` `193000`

Interior

Stories	1 Story
Building Area	1,505 sqft Living Area
1st Floor Area	1,505 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Construction Type	Frame
Lot Area	14,671 sqft (0.337 acres)
Lot Dimensions	163 ft deep x 90 ft wide

Location & Zoning

Account Number	193000
Street Address	678 OAKLEY PL
City	ORADELL
State	NJ
Zip	07649-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	90X163
Legal Block	716
Legal Lot Number	39
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2010
Census Tract	40001

Owner

Source: Bergen County and Oradell Borough records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	678 OAKLEY PL, ORADELL, NJ 07649-1434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Deed Document Number	202661901
Deed Book / Page	5892 / 983
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 8, 2026
Property Address	678 OAKLEY PL, ORADELL, NJ 07649-1434
Document Number	0000061901
Book / Page	5892 / 983
Instrument Date	Aug 17, 2026
Instrument	202661901
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	CARNEGIE TITLE LLC, CARNEGIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87,668.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 OAKLEY PL, ORADELL, NJ 07649-1434

Mortgage

Document Number	0000061902,
Date	Sep 8, 2026
Instrument	202661902

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$721,000 (+5.87%) Land $465,800 Building $255,200	$721,000 (+5.87%) Land $465,800 Building $255,200
2025	$15,629.00 (+9.87%) Veteran's exemption	$681,000 (+28.56%) Land $433,300 Building $247,700	$681,000 (+28.56%) Land $433,300 Building $247,700
2024	$14,225.00 (+6.6%)
2023		$529,700 Land $310,800 Building $218,900	$529,700 Land $310,800 Building $218,900
2022	$13,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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