678 McElvain Rd, Hanson, KY 42413 Property Records

Hopkins County property record for 678 McElvain Rd, Hanson, KY 42413

Property Summary

Property TypeOther
Lot Size5.01 acres (218,236 sqft)
Owner2 Individual Names on Record
Tax Bill$5,783 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Jun 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNMAP-103-31-2-1

Property Details

APN / Parcel Number

Primary APNMAP-103-31-2-1
Alternative APN
  • 39493

Exterior

Lot Area218,236 sqft (5.01 acres)

Location & Zoning

Account Number39493
Street Address678 MCELVAIN RD
CityHANSON
StateKY
Zip42413-9733
Property CategoryOther
Property TypeOther > Miscellaneous
Legal SubdivisionJAMES & MAGGIE CAPPS ESTATE PROPERTY
Legal Lot Number2
JurisdictionHOPKINS KY
Township / Civil DivisionHANSON
Census Block Group1
Census Block1049
Census Tract970100

Owner

Source: Hopkins County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address678 MCELVAIN RD, HANSON, KY 42413-9733
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2023Deed of Trust, Mortgage · Line of Credit
FIRST UNITED BANK & TRUST CO
Jun 13, 2018Deed of Trust, Mortgage · Line of Credit
INDEPENDENCE BANK OF KENTUCKY
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 15, 2016
Transfer Doc000748/380
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOPKINS KY
Property Address678 MCELVAIN RD, HANSON, KY 42413-9733
Transaction TypeMortgage
Record UpdatedJun 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 MCELVAIN RD, HANSON, KY 42413-9733

Mortgage

Document NumberMTG1410/527
DateMay 18, 2023
Book PageMTG 1410/527
Instrument2023004854
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressMADISONVILLE, KY 42431
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 12, 2028

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOPKINS KY
Property Address678 MCELVAIN RD, HANSON, KY 42413-9733
Transaction TypeMortgage
Record UpdatedMay 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001216/534
DateJun 13, 2018
Book Page1216/534
Instrument2018006686
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressOWENSBORO, KY 42302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJun 30, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOPKINS KY
Property Address678 MCELVAIN RD, HANSON, KY 42413-9733
Transaction TypeMortgage
Record UpdatedMay 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001288/92
DateAug 19, 2020
Book Page1288/92
Instrument2020008329
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHopkins County
Unified School DistrictHopkins County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,783.00 (+56.42%)$577,400 (+59.19%)$577,400 (+59.19%)
2023$3,697.00$362,700$362,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (2011–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HOPKINS WATER DISTRICT
serves 3,725 people · EPA ID KY0540138
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LitFiber
Fiber
8,000 / 8,000

May also be available: Watch TV.

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