678 Marsh Point Dr, Charleston, SC 29412 Property Records

Charleston County property record for 678 Marsh Point Dr, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,880 sqft · built 1975
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$950,700 (Jul 2017)
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`454-14-00-041`

Property Details

APN / Parcel Number

Primary APN	`454-14-00-041`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,880 sqft Living Area
1st Floor Area	1,979 sqft
Upper Floors Area	901 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	114 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,028 sqft
Shed	1 Shed
Shed Area	368 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	678 MARSH POINT DR
City	CHARLESTON
State	SC
Zip	29412-9015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MARSH POINT DESCRIPTION -LT 9
Legal Subdivision	MARSH POINT
Legal Lot Number	9
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1040
Census Tract	2005

Owner

678 Marsh Point Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	678 MARSH POINT DR, CHARLESTON, SC 29412-9015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage SYNOVUS BK
Jul 25, 2017	Grant Deed, Transfer SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Prior Sale	Apr 24, 2002 · Amount on File
Deed Book / Page	654 / 631
Prior Transfer Date	Apr 29, 2005
Prior Transfer Doc	Z538/0706
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	678 MARSH POINT DR, CHARLESTON, SC 29412-9015
Document Number	0891/0062
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 MARSH POINT DR CHARLESTON SC 294129015, CHARLESTON, SC 29412-9015

Mortgage

Document Number	0891/0062
Date	Jun 18, 2020
Book Page	000891/000062

Lender

Name	SYNOVUS BK
Type	Bank
Address	SAVANNAH, GA 31405

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 25, 2017
Property Address	678 MARSH POINT DR, CHARLESTON, SC 29412-9015
Document Number	0654/0631
Book / Page	000654 / 000631
Instrument Date	Jun 12, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	678 MARSH POINT DR CHARLESTON SC 294129015, CHARLESTON, SC 29412-9015

Mortgage

Document Number	654/0634
Date	Jul 25, 2017
Book Page	000654/000634

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 678 Marsh Point Dr was $5,344, up 21.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,344.00 (+21.68%)	$1,136,515 (+2,775.07%) Land $577,500 Building $559,015	$1,580,100 Land $670,700 Building $909,400
2024	$4,392.00	$39,530
2022	$4,054.00	$39,530	$988,274 Land $502,174 Building $486,100
2020			$988,274 Land $502,174 Building $486,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 678 Marsh Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	87 (1979–2023)
Claims Outside the SFHA	15 of 87
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 11 claims Hurricane Hugo, Sep 1989 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 678 Marsh Point Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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