Grayson County property record for 678 Mardell Ln, Howe, TX 75459
| Property Type | Single Family Home |
|---|---|
| Details | 1,930 sqft · built 2002 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,069 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 240 020606013 |
| Primary APN | 240 020606013 |
|---|---|
| Alternative APN |
|
| Building Area | 1,930 sqft Living Area |
|---|---|
| 1st Floor Area | 1,930 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Account Number | 130657 |
|---|---|
| Old Parcel Number | 240 020606013 |
| Street Address | 678 MARDELL LN |
| City | HOWE |
| State | TX |
| Zip | 75459-4453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-0206 CLARK ALFRED A-G0206, ACRES 2.0 |
| Legal Subdivision | CLARK ALFRED A-G0206 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1801 |
Source: Grayson County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 S FARMINGTON RD, HOWE, TX 75459-4748 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2009 |
| Deed Sale | Jan 29, 2009 |
| Deed Document Number | 2009-00001925 |
| Deed Book / Page | 04587 / 00015 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 678 MARDELL LN, HOWE, TX 75459-4453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003648 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022-3648 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 678 MARDELL LN, HOWE, TX 75459-4453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003650 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022-3650 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Howe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $430,704 (+4.75%) Land $158,000 Building $272,704 | $430,704 (+4.75%) Land $158,000 Building $272,704 | |
| 2024 | $6,069.00 (-5.89%) | ||
| 2023 | $411,162 Land $136,000 Building $275,162 | $411,162 Land $136,000 Building $275,162 | |
| 2022 | $6,449.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2007–2025) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUELLA SUD serves 4,200 people · EPA ID TX0910032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grayson Collin Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
May also be available: ElektraFi, Nextlink.
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