678 Loch Haven Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 678 Loch Haven Rd, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,501 sqft · built 2016
Lot Size0.528 acres (22,981 sqft)
Owner2 Individual Names on File
Last Sale$750,704 (Sep 2016)
Tax Bill$9,735 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-755-90243194

Property Details

APN / Parcel Number

Primary APN01-755-90243194
Alternative APNs
  • 1-755-90243194
  • 75590243194

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,501 sqft Living Area
Gross Area4,901 sqft
1st Floor Area1,938 sqft
Basement Area809 sqft
Finished Basement809 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,981 sqft (0.528 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck Area240 sqft
Patio Area780 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number75590243194
Street Address678 LOCH HAVEN RD
CityEDGEWATER
StateMD
Zip21037-3117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 22 SOUTHPOINTE
Legal SubdivisionSOUTHPOINTE
Legal Block1
Legal Lot Number22
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1004
Census Tract701202

Owner

678 Loch Haven Rd is owned and occupied by two individuals who bought it in September 2016.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address678 LOCH HAVEN RD, EDGEWATER, MD 21037-3117
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2016 · Amount on File
Deed SaleSep 27, 2016 · Amount on File
Deed Book / Page30096 / 488
Prior Transfer DateApr 20, 2016
Prior Transfer Doc0295130493
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address678 LOCH HAVEN RD, EDGEWATER, MD 21037-3117
Transaction TypeMortgage
Record UpdatedMar 4, 2021
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0358170118
DateDec 17, 2020
Book Page35817/118
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 678 Loch Haven Rd was $9,735, up 7.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$909,800 (+7.56%) Land $186,700 Building $723,100$909,800 (-) Land $186,700 Building $723,100
2025$9,735.00 (+7.41%)$845,833$909,800 Land $186,700 Building $723,100
2024$9,063.00 (+15.61%)
2023$7,839.00$717,900 Land $186,700 Building $531,200$717,900 Land $186,700 Building $531,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 678 Loch Haven Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 79 policies
Nearby Flood Policies79 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 678 Loch Haven Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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