Branch County property record for 678 Leonard Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,100 sqft · built 2000 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Sep 2024) |
| Tax Bill | $5,775 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-005-200-005-01 |
| Primary APN | 070-005-200-005-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 2,088 sqft |
| Basement Area | 2,088 sqft |
| Unfinished Basement | 2,088 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 108 ft deep x 180 ft wide |
| Garage Area | 689 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 678 LEONARD DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COM S 00DEG 31MIN E 15 FT FR SW COR OF LOT 5 OF MORRISON LAKE HOMES NO 2 TO BEG TH S 00DEG 31MIN E 107.85 FT TH N 89DEG 49MIN |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | MORRISON LAKE HOMES |
| Legal Lot Number | 5 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 950100 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 678 LEONARD DR, COLDWATER, MI 49036-8631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Line of Credit KELLOGG COMMUNITY CU |
| Mar 6, 2017 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on Record |
| Deed Sale | Sep 27, 2024 · Amount on Record |
| Prior Sale | May 5, 2011 · Amount on Record |
| Deed Document Number | 20245130 |
| Prior Transfer Date | Nov 1, 2001 |
| Prior Transfer Doc | 0863000268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 678 LEONARD DR, COLDWATER, MI 49036-8631 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 678 LEONARD DR, COLDWATER, MI 49036-8631 |
| Document Number | 202108699 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-08699 |
| Name | KELLOGG COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 678 LEONARD DR, COLDWATER, MI 49036-8631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201701353 |
|---|---|
| Date | Mar 6, 2017 |
| Instrument | 2017-01353 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,900 (+8.84%) | $467,800 (+8.84%) | |
| 2025 | $5,775.00 (+53.1%) | $214,900 | $429,800 |
| 2024 | $3,772.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2008–2021) |
| Most Recent Claim | Jul 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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