678 Hilltop Rd, Oakboro, NC 28129 Property Records

Stanly County property record for 678 Hilltop Rd, Oakboro, NC 28129

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,176 sqft · built 1955
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Nov 2017)
Tax Bill$870 (2026)
Deeds & MortgagesNov 2017 Sale
Flood ZoneZone X (minimal risk)
APN559503008058

Property Details

APN / Parcel Number

Primary APN559503008058
Alternative APNs
  • 12384
  • 2730

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,176 sqft Finished Area
Basement Area1,176 sqft
Unfinished Basement1,176 sqft
FlooringVinyl/Resilient
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area34,848 sqft (0.8 acres)
Garage TypeAttached
Garage Area392 sqft
PorchPorch
Porch Area30 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number12384
Street Address678 HILLTOP RD
CityOAKBORO
StateNC
Zip28129-7410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionHSE 678 HILLTOP RD 559500051
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1018
Census Tract930902

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address658 HILLTOP RD, OAKBORO, NC 28129-7410
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2017 · Amount on Record
Deed SaleNov 3, 2017 · Amount on Record
Deed Document Number2017395443
Deed Book / Page1629 / 988
Record UpdatedOct 29, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateNov 3, 2017
Property Address678 HILLTOP RD, OAKBORO, NC 28129-7410
Document Number0000395443
Book / Page001629 / 000988
Instrument DateNov 3, 2017
Instrument395443
Transaction TypeTransfer
Record UpdatedNov 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$120.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address658 HILLTOP RD OAKBORO NC 281297410, OAKBORO, NC 28129-7410

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityRed Cross Town
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$870.00$129,963 (-) Land $35,400 Building $94,563$129,963 (-) Land $35,400 Building $94,563
2025$870.00 (+17.25%)$129,963 (+34.7%) Land $35,400 Building $94,563$129,963 (+34.7%) Land $35,400 Building $94,563
2023$742.00$96,481 Land $21,240 Building $75,241$96,481 Land $21,240 Building $75,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKBORO
serves 3,173 people · EPA ID NC0184020
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Windstream.

Nearby Properties on Hilltop Rd

Nearby Streets

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