Carter County property record for 678 Governor Fields Dr, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 5,128 sqft · built 2010 |
| Lot Size | 201 acres (8,766,668 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,741 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 088-00-00-028.00 |
| Primary APN | 088-00-00-028.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,128 sqft Building Perimeter |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Logs |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,766,668 sqft (201 acres) |
| Garage Type | Attached |
| Garage Area | 1,008 sqft |
| Account Number | 19126 |
|---|---|
| Street Address | 678 GOVERNOR FIELDS DR |
| City | GRAYSON |
| State | KY |
| Zip | 41143-6600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 201.255 ACRES (13 TRACTS) |
| Legal Tract | 13 |
| Jurisdiction | CARTER KY |
| Township / Civil Division | WILLARD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 960700 |
Source: Carter County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 678 GOVERNOR FIELDS DR, GRAYSON, KY 41143-6600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 678 GOVERNOR FIELDS DR, GRAYSON, KY 41143-6600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | OR381/848 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | OR381/848 |
| Instrument | 381976 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,741.00 (-1.9%) | $370,000 (-) | $370,000 (-) |
| 2023 | $2,794.00 Homeowner's exemption | $370,000 | $370,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2025) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Feb 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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