Anne Arundel County property record for 678 Genessee St, Annapolis, MD 21401
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,686 sqft · built 1986 |
| Lot Size | 0.121 acres (5,289 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Oct 2025) |
| Tax Bill | $5,212 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-986-90035254 |
| Primary APN | 06-986-90035254 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 678 sqft |
| Basement Area | 330 sqft |
| Finished Basement | 330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,289 sqft (0.121 acres) |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 98690035254 |
|---|---|
| Street Address | 678 GENESSEE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2342 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 13B WINDMILLS OF ANNAPOLIS |
| Legal Subdivision | WINDMILLS OF ANNAPOLIS |
| Legal Block | 4 |
| Legal Lot Number | 13B |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 706600 |
678 Genessee St, a townhouse, is owned and occupied by an individual who bought it in October 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 678 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Aug 8, 2018 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Prior Sale | Aug 8, 2018 · Amount on File |
| Deed Book / Page | 41729 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 14, 2025 |
| Property Address | 678 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Document Number | 0417290043 |
| Book / Page | 41729 / 43 |
| Map Reference | MB 85 PG 5 PL 4430 |
| Instrument Date | Sep 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 678 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Investor | Possibly a Property Investor |
| Document Number | 0004172951 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 41729/51 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 678 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 678 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Document Number | 0360050042 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 36005/42 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 8, 2018 |
| Property Address | 678 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Document Number | 0323740366 |
| Book / Page | 32374 / 366 |
| Map Reference | MB86 PG5 PL4430 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MARYLAND TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 678 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Document Number | 0032374372 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 32374/372 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 678 Genessee St was $5,212.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,200 (+2%) Land $213,800 Building $157,400 | $371,200 (-) Land $213,800 Building $157,400 | |
| 2025 | $5,212.00 Homeowner's exemption | $363,933 | $371,200 Land $213,800 Building $157,400 |
| 2023 | $5,017.00 Homeowner's exemption | $349,400 Land $233,800 Building $115,600 | $349,400 Land $233,800 Building $115,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 678 Genessee St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 678 Genessee St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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