678 Emerald Way, Odenton, MD 21113 Property Records

Anne Arundel County property record for 678 Emerald Way, Odenton, MD 21113

Property Summary

Property Type	Condominium
Details	3 ba · 2,543 sqft · built 2004
Lot Size	0.063 acres (2,763 sqft)
Owner	2 Trust Names on File
Last Sale	$519,900 (May 2024)
Tax Bill	$5,434 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-813-90216686`

Property Details

APN / Parcel Number

Primary APN	`04-813-90216686`
Alternative APNs	`4-813-90216686` `81390216686`

Interior

Full Baths	3 Baths
Building Area	2,543 sqft Living Area
1st Floor Area	2,543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	2,763 sqft (0.063 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	81390216686
Street Address	678 EMERALD WAY
City	ODENTON
State	MD
Zip	21113-3712
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U2 BLD 8 PH 8 THE VILLAS/ROCK OAK COND
Legal Subdivision	THE VILLAS/ROCK OAK COND
Legal Phase	8
Legal Block	2
Legal Unit	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2003
Census Tract	740701

Owner

678 Emerald Way, a condominium, is owner-occupied and held in a trust since April 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	678 EMERALD WAY, ODENTON, MD 21113-3712
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 14, 2023	Deed, Transfer · Stand-Alone First Mortgage CAROL CUNNIGHAM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2024 · Amount on File
Deed Sale	May 23, 2024 · Amount on File
Prior Sale	Aug 14, 2023 · Amount on File
Deed Book / Page	40451 / 477
Last Transfer Date	Apr 10, 2026
Transfer Doc	4229000152
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 28, 2026
Property Address	678 EMERALD WAY, ODENTON, MD 21113-3712
Document Number	4229000152
Book / Page	42293 / 152
Instrument Date	Apr 10, 2026
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	678 EMERALD WAY, ODENTON, MD 21113-3712

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 14, 2023
Property Address	678 EMERALD WAY, ODENTON, MD 21113-3712
Document Number	0398560056
Book / Page	39856 / 56
Map Reference	MB 106FO01-02PLE5450
Instrument Date	Aug 10, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	678 EMERALD WAY, ODENTON, MD 21113-3712

Mortgage

Document Number	0003985662
Date	Aug 14, 2023
Instrument	39856/62

Lender

Name	CAROL CUNNIGHAM
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 678 Emerald Way was $5,434, up 4.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,400 (+2.77%)	$495,800 (+8.32%) Land $247,900 Building $247,900
2025	$5,434.00 (+4.36%)	$457,700 Land $228,800 Building $228,900	$457,700 Land $228,800 Building $228,900
2024	$5,207.00 (+45.45%)
2023	$3,580.00 Homeowner's exemption	$415,300	$457,700 Land $228,800 Building $228,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 678 Emerald Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 678 Emerald Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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