678 Eldridge Ave W, Saint Paul, MN 55113 Property Records

Ramsey County property record for 678 Eldridge Ave W, Saint Paul, MN 55113

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1955
Lot Size	0.335 acres (14,608 sqft)
Owner	Individual Name on File
Last Sale	$333,000 (Aug 2024)
Tax Bill	$4,362 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-23-11-0059`

Property Details

APN / Parcel Number

Primary APN	`14-29-23-11-0059`
Alternative APNs	`8196371` `251595`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	308 sqft
Finished Basement	308 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,608 sqft (0.335 acres)
Lot Dimensions	166 ft deep x 75 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	251595
Street Address	678 ELDRIDGE AVE W
City	SAINT PAUL
State	MN
Zip	55113-6412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES THIRD ADDITION LOT 7 BLK 10
Legal Range	23
Legal Township	29
Legal Section	14
Legal Subdivision	JAMES THIRD ADDITION
Legal Block	10
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ROSEVILLE
Census Block Group	4
Census Block	4001
Census Tract	41700

Owner

678 Eldridge Ave W is owned and occupied by an individual who bought it in August 2024.

Source: Ramsey County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	678 ELDRIDGE AVE W, SAINT PAUL, MN 55113-6412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA
Jun 27, 2024	Limited Warranty Deed, Transfer OS NATIONAL LLC
Jul 17, 2017	Trustee's Deed, Transfer GERMAN AMERICAN CAP
Jul 21, 2017	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	Jun 27, 2024 · Amount on File
Deed Document Number	20245035686
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	678 ELDRIDGE AVE W, ROSEVILLE, MN 55113-6412
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0A04921726
Date	Dec 1, 2021
Instrument	A04921726

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 27, 2024
Property Address	678 ELDRIDGE AVE W, ROSEVILLE, MN 55113-6412
Document Number	0A05030057
Instrument Date	Jun 20, 2024
Instrument	A05030057
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$991.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

July 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 17, 2017
Property Address	678 ELDRIDGE AVE W, ROSEVILLE, MN 55113-6412
Document Number	0002591971
Instrument Date	Jun 29, 2017
Instrument	2591971
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709
Investor	Possibly a Property Investor

Mortgage

Document Number	4668541
Date	Jul 17, 2017
Instrument	4668541

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST, NEW YORK, NY 10005-2836

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jul 16, 2019

Mortgage

Document Number	2591972,
Date	Jul 17, 2017
Instrument	2591972

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2836

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jul 16, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 21, 2017
Property Address	678 ELDRIDGE AVE W, ROSEVILLE, MN 55113-6412
Document Number	0004668540
Instrument Date	Jun 29, 2017
Instrument	4668540
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 678 Eldridge Ave W was $4,362, up 7.2% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Roseville City
Unified School District	Roseville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,000 (+1.45%) Land $100,000 Building $221,000	$321,000 (+1.45%) Land $100,000 Building $221,000
2025	$4,362.00 (+7.17%)	$316,400 Land $100,000 Building $216,400	$316,400 Land $100,000 Building $216,400
2024	$4,070.00 (+4.31%)
2023	$3,902.00	$287,600 Land $90,000 Building $197,600	$287,600 Land $90,000 Building $197,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 678 Eldridge Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 678 Eldridge Ave W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Roseville serves 35,343 people · EPA ID MN1620013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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