St. Johns County property record for 678 Drake Bay Ter, Saint Augustine, FL 32084
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,095 sqft · built 2008 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $94,000 (Oct 2008) |
| Tax Bill | $2,420 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086541-2006 |
| Primary APN | 086541-2006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,095 sqft Living Area |
| 1st Floor Area | 495 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 678 DRAKE BAY TER |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2569 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | 54/70-73 PALOMA SUBDIVISION LOT 6 BLOCK 20 OR3127/1014 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | PALOMA SUBDIVISION |
| Legal Block | 20 |
| Legal Lot Number | 6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 20904 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9045 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2008 · Amount on Record |
| Deed Sale | Oct 1, 2008 · Amount on Record |
| Deed Document Number | 200853506 |
| Deed Book / Page | 3127 / 1014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 678 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2569 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 RIVER MIST DR, ST AUGUSTINE, FL 32095-9045 |
| Document Number | 0062661058 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 6266/1058 |
| Instrument | 2025097724 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,900 (-4.76%) Land $38,000 Building $108,900 | $146,900 (-4.76%) Land $38,000 Building $108,900 | |
| 2025 | $2,420.00 (+7.99%) | $154,237 (-7.95%) | $154,237 (-7.95%) Land $36,000 Building $118,237 |
| 2024 | $2,241.00 (+2.75%) | $167,552 (-1.68%) | $167,552 (-1.68%) Land $47,500 Building $120,052 |
| 2023 | $2,181.00 (+8.51%) | $170,410 (+9.09%) | $170,410 (+9.09%) Land $47,500 Building $122,910 |
| 2022 | $2,010.00 | $156,210 | $156,210 Land $39,200 Building $117,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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