Jackson County property record for 678 Covered Bridge Rd, Rogue River, OR 97537
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 2.5 ba · 2,842 sqft · built 1972 |
| Lot Size | 2.36 acres (102,802 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Sep 2018) |
| Tax Bill | $3,963 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 354W15A100 |
| Primary APN | 354W15A100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,842 sqft Gross Area |
| 1st Floor Area | 1,288 sqft |
| 2nd Floor Area | 930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 102,802 sqft |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Wood Porch |
|---|---|
| Porch Area | 155 sqft |
| Deck Area | 496 sqft |
| Patio Area | 312 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 678 COVERED BRIDGE RD |
|---|---|
| City | ROGUE RIVER |
| State | OR |
| Zip | 97537-6606 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | UR-1 |
| Legal Range | 04W |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Quarter | 1 |
| Legal Subdivision | PARTITION PLAT P 72-1995 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | NORTHWEST JACKSON |
| Census Block Group | 1 |
| Census Block | 1151 |
| Census Tract | 2902 |
678 Covered Bridge Rd, a commercial property, is owned by an individual who bought it in September 2018.
Source: Jackson County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 678 COVERED BRIDGE RD, ROGUE RIVER, OR 97537-6606 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 14, 2018 | Quit Claim Deed, Transfer AMERITITLE |
| Mar 16, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Mar 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Prior Sale | May 22, 2013 · Amount on File |
| Deed Document Number | 201828891 |
| Prior Transfer Date | Sep 7, 2018 |
| Prior Transfer Doc | 0000028890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 678 COVERED BRIDGE RD, ROGUE RIVER, OR 97537-6606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000178 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021-000178 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Sep 14, 2018 |
| Property Address | 678 COVERED BRIDGE RD, ROGUE RIVER, OR 97537-6606 |
| Document Number | 0000028891 |
| Map Reference | PL P-72-1995 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 2018-028891 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 678 COVERED BRIDGE RD, ROGUE RIVER, OR 97537-6606 |
| Document Number | 0000028892 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018-028892 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Sep 14, 2018 |
| Property Address | 678 COVERED BRIDGE RD, ROGUE RIVER, OR 97537-6606 |
| Document Number | 0000028890 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 28890 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | AMERITITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 678 COVERED BRIDGE RD ROGUE RIVER OR 975376606, ROGUE RIVER, OR 97537-6606 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 678 COVERED BRIDGE RD, ROGUE RIVER, OR 97537-6606 |
| Document Number | 0000012593 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 678 COVERED BRIDGE RD ROGUE RIVER OR 975376606, ROGUE RIVER, OR 97537-6606 |
| Document Number | 0000012593 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 12593 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 678 COVERED BRIDGE RD, ROGUE RIVER, OR 97537-6606 |
| Document Number | 0000010736 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 678 COVERED BRIDGE RD ROGUE RIVER OR 975376606, ROGUE RIVER, OR 97537-6606 |
| Document Number | 0000010736 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 10736 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 5, 2048 |
The 2025 property tax bill for 678 Covered Bridge Rd was $3,963, up 12.4% from the year before.
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Unified School District | Rogue River School District 35 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,910 (+3%) | $635,590 (+4.25%) Land $220,500 Building $415,090 | |
| 2025 | $3,963.00 (+12.36%) | $353,320 (+3%) Land $127,960 Building $225,360 | $609,700 (-8.85%) Land $221,400 Building $388,300 |
| 2024 | $3,527.00 (+3.46%) | $343,030 (+3%) Land $127,010 Building $216,020 | $668,890 (+18.53%) Land $246,810 Building $422,080 |
| 2023 | $3,409.00 (+4.25%) | $333,040 (+3%) Land $123,310 Building $209,730 | $564,310 (-5.19%) Land $262,000 Building $302,310 |
| 2022 | $3,270.00 | $323,340 Land $119,720 Building $203,620 | $595,210 Land $303,680 Building $291,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 678 Covered Bridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 678 Covered Bridge Rd is extreme, ranking above 98.1% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.1% of the US · above 96% of Oregon |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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