Kane County property record for 678 Congdon Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,396 sqft · built 1888 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $46,000 (Sep 2012) |
| Tax Bill | $5,607 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-232-018 |
| Primary APN | 06-12-232-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 2,248 sqft |
| Basement Area | 852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1888 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 678 CONGDON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOWS ADDN LOT 18 BLOCK 4 |
| Legal Subdivision | LUDLOWS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 850800 |
678 Congdon Ave is owned and occupied by an individual who bought it in September 2012.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 678 CONGDON AVE, ELGIN, IL 60120-2462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2012 · Amount on File |
| Deed Sale | Sep 5, 2012 · Amount on File |
| Prior Sale | May 11, 2012 |
| Deed Document Number | 201259538 |
| Prior Transfer Date | Jul 15, 1997 |
| Prior Transfer Doc | 0000047773 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 678 Congdon Ave was $5,607 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,607.00 Homeowner's exemption | $81,496 (+8.57%) Land $15,678 Building $65,818 | $244,586 (+8.57%) Land $47,053 Building $197,533 |
| 2024 | $75,063 Land $14,440 Building $60,623 | $225,279 Land $43,337 Building $181,942 | |
| 2022 | $4,841.00 (+4.74%) Homeowner's exemption | $61,834 (+6.96%) Land $11,895 Building $49,939 | $185,502 (+6.96%) Land $35,685 Building $149,817 |
| 2021 | $4,622.00 Homeowner's exemption | $57,810 Land $11,121 Building $46,689 | $173,430 Land $33,363 Building $140,067 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 678 Congdon Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 678 Congdon Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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