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678 Cedar Flat Ave, Galt, CA 95632 Property Records

Sacramento County property record for 678 Cedar Flat Ave, Galt, CA 95632 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage1,634 sqft Living Area
Lot Size7,840 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$575,000 (2024)
Tax Bill$6,863.00 (2025)

Property Details

APN / Parcel Number

Primary APN150-0500-011-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,634 sqft Living Area
1st Floor1,634 sqft 1st Floor
Bonus RoomBonus Room
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area7,840 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Garage Area517 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address678 CEDAR FLAT AVE
CityGALT
StateCA
Zip95632-3106
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVER OAKS 01B, LOT 178
Legal SubdivisionRIVER OAKS 01B
Legal Lot Number178
JurisdictionSACRAMENTO CA
Minor Civil DivisionGALT
Census Blockgroup1
Census Block1004
Census Tract9410

Owner

Source: Sacramento County records · APN 150-0500-011-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address678 CEDAR FLAT AVE, GALT, CA 95632-3106
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORPORATION
Feb 07, 2024Intrafamily Transfer, Transfer
Jun 25, 2021Grant Deed, Transfer · Conventional Mortgage
BETTER RATE MORTGAGE INC
Jun 25, 2021Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Sep 25, 2019Grant Deed, Transfer · Conventional Mortgage
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2024 · Amount on Record
Deed SaleJun 21, 2024 · Amount on Record
Prior SaleJun 25, 2021 · Amount on Record
Deed Book / Page20240621 / 961
Prior Transfer DateDec 06, 2023
Prior Transfer Doc2024001056
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateJun 30, 2026
Property Address678 CEDAR FLAT AVE, GALT, CA 95632-3106
Document Number2026000185
Book / Page20260630 / 185
Instrument DateJun 24, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address678 CEDAR FLAT AVE, GALT, CA 95632-3106

Mortgage

Document Number2026000185,
DateJun 30, 2026
Book Page20260630/185
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.53%
Max Rate-1%

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateFeb 07, 2024
Property Address678 CEDAR FLAT AVE, GALT, CA 95632-3106
Document Number0000001056
Map ReferenceMB 208 PG 8
Instrument DateDec 06, 2023
Instrument202402071056
Transaction TypeTransfer
Record UpdatedFeb 16, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address944 LAKE PARK AVE, GALT, CA 95632-3739

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 25, 2021
Property Address678 CEDAR FLAT AVE, GALT, CA 95632-3106
Document Number0000001076
Map ReferenceMB 208 PG 8
Instrument DateJun 24, 2021
Instrument202106251076
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 CEDAR FLAT AVE, GALT, CA 95632-3106

Mortgage

Document Number0000001077
DateJun 25, 2021
Instrument202106251077
Lender
NameBETTER RATE MORTGAGE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateJun 25, 2021
Property Address678 CEDAR FLAT AVE, GALT, CA 95632-3106
Document Number0000001075
Map ReferenceMB 208 PG 8
Instrument DateJun 16, 2021
Instrument202106251075
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 CEDAR FLAT AVE, GALT, CA 95632-3106

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address678 CEDAR FLAT AVE, GALT, CA 95632-3106
Document Number2009230965
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedOct 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address678 CEDAR FLAT AVE GALT CA 956323106, GALT, CA 95632-3106

Mortgage

Document Number2009230965
DateSep 23, 2020
Instrument2009230965
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2050

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 25, 2019
Property Address678 CEDAR FLAT AVE, GALT, CA 95632-3106
Document Number1909251843
Instrument DateSep 19, 2019
Instrument1909251843
Transaction TypeTransfer
Record UpdatedOct 04, 2019
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$438.90
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address9506 BATEY AVE ELK GROVE CA 956242008, ELK GROVE, CA 95624-2008

Mortgage

Document Number1909251844
DateSep 25, 2019
Instrument1909251844
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$598,230 (+2%) Land $130,050 Building $468,180
2025$6,863.00 (+1.96%)$586,500 (+1.57%) Land $127,500 Building $459,000
2024$6,731.00 (+2.9%)
2023$6,541.00 (+4.16%) Homeowner's exemption$577,422 Land $93,636 Building $483,786
2022$6,280.00

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