678 Carroll Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 678 Carroll Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1957
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,420,000 (May 2023)
Tax Bill	$18,045 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-082-003-3`

Property Details

APN / Parcel Number

Primary APN	`256-082-003-3`
Alternative APN	`256-082-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	678 CARROLL DR
City	MORAGA
State	CA
Zip	94556-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TRACT 2208 LOT 62
Legal Subdivision	PORTION RANCHO COLORADOS
Legal Tract	2208
Legal Lot Number	62
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1013
Census Tract	352101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	678 CARROLL DR, MORAGA, CA 94556-2327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Jun 20, 2017	Grant Deed, Transfer OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	202347087
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	0000112699
Record Updated	Sep 20, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 18, 2023
Property Address	678 CARROLL DR, MORAGA, CA 94556-2327
Document Number	0000047087
Map Reference	MB 62 PG 41
Instrument Date	May 15, 2023
Instrument	2023-047087
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	678 CARROLL DR, MORAGA, CA 94556-2327

Mortgage

Document Number	0000047088
Date	May 18, 2023
Instrument	2023-047088

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	Other
Max Rate	11.5%

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2020
Property Address	678 CARROLL DR, MORAGA, CA 94556-2327
Document Number	0000112699
Map Reference	MB 62 PG 41
Instrument Date	Jun 9, 2020
Instrument	2020-112699
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	678 CARROLL DR, MORAGA, CA 94556-2327

Mortgage

Document Number	0000112700
Date	Jun 11, 2020
Instrument	2020-112700

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 20, 2017
Property Address	678 CARROLL DR, MORAGA, CA 94556-2327
Document Number	0000109665
Instrument Date	Jun 9, 2017
Instrument	109665
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,045.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	678 CARROLL DR MORAGA CA 945562327, MORAGA, CA 94556-2327

Mortgage

Document Number	109666
Date	Jun 20, 2017
Instrument	109666

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,506,914 (+2%) Land $1,188,552 Building $318,362
2025	$18,045.00 (+36.68%) Homeowner's exemption	$1,477,368 (+39.41%) Land $1,165,248 Building $312,120
2023	$13,202.00 (+0.93%)	$1,059,737 Land $897,209 Building $162,528
2022	$13,081.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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