678 C St, Lincoln, CA 95648 Property Records

Placer County property record for 678 C St, Lincoln, CA 95648

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,986 sqft · built 1949
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Feb 2021)
Tax Bill$5,327 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN008-165-002-000

Property Details

APN / Parcel Number

Primary APN008-165-002-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,986 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1954
Architectural StyleBungalow
Construction TypeFrame
Lot Area6,499 sqft (0.149 acres)
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemCentral

Location & Zoning

Street Address678 C ST
CityLINCOLN
StateCA
Zip95648-1938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 22
Legal SubdivisionLINCOLN
Legal Block22
Legal Lot Number2
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1013
Census Tract21401

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address678 C ST, LINCOLN, CA 95648-1938
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · Commercial Mortgage
COMMERCE MORTGAGE
Apr 14, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 5, 2021Grant Deed, Transfer · FHA Mortgage
COMMERCE HOME MORTGAGE LLC
Dec 22, 2020Quit Claim Deed
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2021 · Amount on Record
Deed SaleFeb 5, 2021 · Amount on Record
Prior SaleDec 18, 2014 · Amount on Record
Deed Document Number202116360
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address678 C ST, LINCOLN, CA 95648-1938
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 C ST, LINCOLN, CA 95648-1938

Mortgage

Document Number0000016363
DateFeb 5, 2021
Instrument2021-0016363
Lender
NameCOMMERCE MORTGAGE
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address678 C ST, LINCOLN, CA 95648-1938
Transaction TypeMortgage
Record UpdatedApr 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 C ST, LINCOLN, CA 95648-1938

Mortgage

Document Number0000019389
DateApr 14, 2023
Instrument2023-0019389
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressROANOKE, VA 24010
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueMar 1, 2051

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateFeb 5, 2021
Property Address678 C ST, LINCOLN, CA 95648-1938
Document Number0000016360
Map ReferenceMB A PG 22&23
Instrument DateJan 28, 2021
Instrument2021-0016360
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyFIDELITY NATL TTL CO OF CA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address678 C ST, LINCOLN, CA 95648-1938

Mortgage

Document Number0000016361
DateFeb 5, 2021
Instrument2021-0016361
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Mortgage

Document Number0000016362
DateFeb 5, 2021
Instrument2021-0016362
Lender
NameCOMMERCE MORTGAGE
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2020: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionPLACER CA
Recording DateDec 22, 2020
Property Address678 C ST, LINCOLN, CA 95648-1938
Document Number0000150898
Instrument DateDec 14, 2020
Instrument150898
Record UpdatedJan 13, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 TWIN PONDS LN LINCOLN CA 956489625, LINCOLN, CA 95648-9625

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$518,915 (+2%) Land $154,570 Building $364,345
2025$5,327.00 (+2.36%)$508,741 (+4.04%) Land $151,540 Building $357,201
2023$5,204.00 (+1.48%)$488,988 Land $145,656 Building $343,332
2022$5,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1993–1995)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLN
serves 56,268 people · EPA ID CA3110004
Water SourcePurchased surface water from PLACER CWA - FOOTHILL
Last State InspectionJan 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Fidium Fiber
Fiber
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Corridor Wireless
Fixed Wireless
100 / 100
Cal.net
Fixed Wireless
100 / 20

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