Clermont County property record for 678 Bostwick Ct, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,940 sqft · built 1999 |
| Lot Size | 0.472 acres (20,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Apr 2025) |
| Tax Bill | $6,589 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-31-10F-185 |
| Primary APN | 39-31-10F-185 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,940 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,560 sqft (0.472 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 392 sqft |
| Patio Area | 796 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 678 BOSTWICK CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLO FIELDS IV-A; LOT 225 |
| Legal Subdivision | POLO FIELDS |
| Legal Lot Number | 225 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 41406 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| May 5, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COVE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2025 · Amount on Record |
| Deed Sale | Apr 9, 2025 · Amount on Record |
| Prior Sale | Sep 14, 2021 · Amount on Record |
| Deed Document Number | 20256678 |
| Deed Book / Page | 2990 / 4823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 678 BOSTWICK CT, CINCINNATI, OH 45244-1747 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000023735 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 2888/3043 |
| Instrument | 202100023735 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 678 BOSTWICK CT, CINCINNATI, OH 45244-1747 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 678 BOSTWICK CT, CINCINNATI, OH 45244-1747 |
| Document Number | 0000012541 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 2919/403 |
| Instrument | 202200012541 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 14, 2021 |
| Property Address | 678 BOSTWICK CT, CINCINNATI, OH 45244-1747 |
| Document Number | 0000029875 |
| Book / Page | 2894 / 3477 |
| Map Reference | CAB 6 PG 183&184 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 202100029875 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 678 BOSTWICK CT, CINCINNATI, OH 45244-1747 |
| Document Number | 0000029876 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 202100029876 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 678 BOSTWICK CT, CINCINNATI, OH 45244-1747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000027433 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 2854/1230 |
| Instrument | 202000027433 |
| Name | COVE FCU |
|---|---|
| Type | Credit Union |
| Address | FT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | Jan 1, 2035 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,589.00 (-1.72%) | $147,080 (-) Land $27,410 Building $119,670 | |
| 2024 | $6,704.00 (-62.27%) Homeowner's exemption | $147,080 (-) Land $27,410 Building $119,670 | $420,200 (-) Land $78,300 Building $341,900 |
| 2023 | $17,767.00 (+176.36%) Homeowner's exemption | $147,080 (+38.64%) Land $27,410 Building $119,670 | $420,200 (+38.63%) Land $78,300 Building $341,900 |
| 2022 | $6,429.00 Homeowner's exemption | $106,090 Land $19,780 Building $86,310 | |
| 2020 | $303,100 Land $56,500 Building $246,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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