678 Bethany Ln, Wentzville, MO 63385 Property Records

St. Charles County property record for 678 Bethany Ln, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,622 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Aug 2023)
Tax Bill	$5,815 (2025)
Deeds & Mortgages	Jun 2026 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T062300370`

Property Details

APN / Parcel Number

Primary APN	`T062300370`
Alternative APN	`4-0055-9899-00-0602.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,622 sqft Living Area
Gross Area	5,464 sqft
1st Floor Area	2,422 sqft
Basement Area	2,422 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062300370
Street Address	678 BETHANY LN
City	WENTZVILLE
State	MO
Zip	63385-6845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE MEADOWS #11 LOT 602
Legal Subdivision	STONE MEADOWS #11
Legal Lot Number	602
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1010
Census Tract	312193

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	678 BETHANY LN, WENTZVILLE, MO 63385-6845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jul 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS CU
Aug 30, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	Mar 2, 2020 · Amount on File
Deed Document Number	202335245
Last Transfer Date	Jun 10, 2026
Transfer Doc	0000027393
Record Updated	Oct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 11, 2026
Property Address	678 BETHANY LN, WENTZVILLE, MO 63385-6845
Document Number	0000027393
Instrument Date	Jun 10, 2026
Instrument	202627393
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 BETHANY LN, WENTZVILLE, MO 63385-6845

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	678 BETHANY LN, WENTZVILLE, MO 63385-6845
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 BETHANY LN, WENTZVILLE, MO 63385-6845

Mortgage

Document Number	0000006680
Date	Feb 4, 2022
Instrument	2022R-006680

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	678 BETHANY LN, WENTZVILLE, MO 63385-6845
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 BETHANY LN, WENTZVILLE, MO 63385-6845

Mortgage

Document Number	0000038884
Date	Jul 13, 2022
Instrument	2022R-038884

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jun 29, 2042

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 30, 2023
Property Address	678 BETHANY LN, WENTZVILLE, MO 63385-6845
Document Number	0000035245
Map Reference	MB 42 PG 240-242
Instrument Date	Aug 29, 2023
Instrument	2023R-035245
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 DEERFIELD LN, WARRENTON, MO 63383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 BETHANY LN, WENTZVILLE, MO 63385-6845

Mortgage

Document Number	0000035246
Date	Aug 30, 2023
Instrument	2023R-035246

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,451 (-)	$455,007 (-) Land $71,500 Building $383,507
2025	$5,815.00	$86,451 (+13.99%)	$455,007 (+13.99%) Land $71,500 Building $383,507
2023		$75,841
2022			$399,163 Land $49,500 Building $349,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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