Fannin County property record for 678 Ash Loop Rd, Blue Ridge, GA 30513
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,226 sqft · built 1967 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $638 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0058 039 |
| Primary APN | 0058 039 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,226 sqft Heated Area |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 613 sqft |
| Unfinished Basement | 613 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 124,582 sqft (2.86 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | 240 sqft |
| Patio Area | 209 sqft |
| Utility Building | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 10637 |
|---|---|
| Street Address | 678 ASH LOOP RD |
| City | BLUE RIDGE |
| State | GA |
| Zip | 30513-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 8-2 LL213 DB228-753 2.86 ACS |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MCCAYSVILLE |
| Census Block Group | 5 |
| Census Block | 5028 |
| Census Tract | 50200 |
Source: Fannin County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 678 ASH LOOP RD, BLUE RIDGE, GA 30513-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL |
| Oct 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2001 |
| Deed Sale | Mar 21, 2001 |
| Prior Sale | Jun 12, 1995 |
| Deed Book / Page | 386 / 124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 678 ASH LOOP RD, BLUE RIDGE, GA 30513-3504 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 678 ASH LOOP RD, BLUE RIDGE, GA 30513-3504 |
| Document Number | 0000001374/0000000541 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 0000001374/0000000541 |
| Name | HOME POINT FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 678 ASH LOOP RD, BLUE RIDGE, GA 30513-3504 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 678 ASH LOOP RD, BLUE RIDGE, GA 30513-3504 |
| Document Number | 0000001461/0000000603 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 0000001461/0000000603 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Fannin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $638.00 (-42.57%) Homeowner's exemption | $89,349 (+12.75%) Land $20,490 Building $68,859 | $223,373 (+12.75%) Land $51,226 Building $172,147 |
| 2023 | $79,247 (-0.01%) Land $20,490 Building $58,756 | $198,117 (-0.01%) Land $51,226 Building $146,891 | |
| 2022 | $1,111.00 Homeowner's exemption | $79,255 Land $20,490 Building $58,765 | $198,139 Land $51,226 Building $146,913 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCAYSVILLE serves 7,020 people · EPA ID GA1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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