678 65th St, Oakland, CA 94609 Property Records

Alameda County property record for 678 65th St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,201 sqft · built 1914
Lot Size	0.071 acres (3,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,265,000 (Oct 2025)
Tax Bill	$13,653 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-1426-13`

Property Details

APN / Parcel Number

Primary APN	`16-1426-13`
Alternative APN	`016-1426-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,201 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,071 sqft (0.071 acres)

Location & Zoning

Street Address	678 65TH ST
City	OAKLAND
State	CA
Zip	94609-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00013 BLK: AR: 0016 PAGE: 1426
Legal Subdivision	IDORA PARK
Legal Lot Number	39
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1005
Census Tract	400500

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	678 65TH ST, OAKLAND, CA 94609-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Apr 1, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 23, 2025	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Document Number	2025133371
Prior Transfer Date	May 14, 2007
Prior Transfer Doc	0000207233
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	May 7, 2026
Property Address	678 65TH ST, OAKLAND, CA 94609-1035
Document Number	0000060273
Instrument Date	May 1, 2026
Instrument	202660273
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 65TH ST, OAKLAND, CA 94609-1035
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060273,
Date	May 7, 2026
Instrument	202660273

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 1, 2026
Property Address	678 65TH ST, OAKLAND, CA 94609-1035
Document Number	0000042114
Instrument Date	Mar 31, 2026
Instrument	202642114
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 65TH ST, OAKLAND, CA 94609-1035
Investor	Possibly a Property Investor

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 23, 2025
Property Address	678 65TH ST, OAKLAND, CA 94609-1035
Document Number	0000133371
Map Reference	MB 19 PG 84
Instrument Date	Oct 14, 2025
Instrument	2025133371
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,366.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 65TH ST, OAKLAND, CA 94609-1035
Investor	Possibly a Property Investor

Mortgage

Document Number	0000133372
Date	Oct 23, 2025
Instrument	2025133372

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	Other
Max Rate	11.2%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	678 65TH ST, OAKLAND, CA 94609-1035
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 65TH ST, OAKLAND, CA 94609-1035

Mortgage

Document Number	0000351272
Date	Dec 15, 2020
Instrument	2020351272

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,265,000 (+38.28%) Land $379,500 Building $885,500
2025	$13,653.00 (+3.76%) Homeowner's exemption	$914,808 (+3.25%) Land $276,542 Building $645,266
2024	$13,158.00 (-5.12%)
2023	$13,868.00 Homeowner's exemption	$886,021 Land $265,806 Building $620,215	$1,138,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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