678 1st Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 678 1st Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,239 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jan 2026)
Tax Bill	$3,148 (2026)
Deeds & Mortgages	Jul 2026 Transfer Jan 2026 Sale & Mortgage + 2 more
APN	`381700 80.39-4-15.2`

Property Details

APN / Parcel Number

Primary APN	`381700 80.39-4-15.2`
Alternative APN	`1709611`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,239 sqft Living Area
1st Floor Area	1,239 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 61.8 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1709611
Street Address	678 1ST AVE
City	TROY
State	NY
Zip	12182-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	1 STY FRM HSE 328-5-5A 9-08/PT 387+386
Legal Block	4
Legal Lot Number	15.002
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	5
Census Block	5009
Census Tract	40100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

678 1st Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	678 1ST AVE, TROY, NY 12182-2338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 21, 2026	Warranty Deed, Transfer UNITED WHOLESALE MORTGAGE
May 19, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Dec 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Prior Sale	May 19, 2023 · Amount on File
Deed Document Number	20262026-666524
Deed Book / Page	11176 / 201
Prior Transfer Date	Nov 17, 2022
Prior Transfer Doc	0102620072
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 17, 2026
Property Address	678 1ST AVE, TROY, NY 12182-2338
Document Number	0000673802
Book / Page	11324 / 230
Instrument Date	Jul 15, 2026
Instrument	2026673802
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 1ST AVE, TROY, NY 12182-2338

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 21, 2026
Property Address	678 1ST AVE, TROY, NY 12182-2338
Document Number	0111760201
Book / Page	11176 / 201
Instrument Date	Sep 22, 2025
Instrument	2026-666524
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026666525
Date	Jan 21, 2026
Instrument	2026-666525

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	May 19, 2023
Property Address	678 1ST AVE, TROY, NY 12182-2338
Document Number	0103920064
Book / Page	10392 / 64
Instrument Date	May 11, 2023
Instrument	2023-627629
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 117TH ST, TROY, NY 12182-2417

Mortgage

Document Number	2023627630
Date	May 19, 2023
Instrument	2023-627630

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 8, 2022
Property Address	678 1ST AVE, TROY, NY 12182-2338
Document Number	0102620072
Book / Page	10262 / 72
Instrument Date	Nov 17, 2022
Instrument	2022-620912
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 213, CROPSEYVILLE, NY 12052-0213

Tax Assessment & Valuation

The 2026 property tax bill for 678 1st Ave was $3,148, up 1.3% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,148.00 (+1.32%)
2025	$3,107.00 (+113.98%)	$68,000 (-) Land $17,000 Building $51,000	$116,400 (+11.28%) Land $29,100 Building $87,300
2024	$1,452.00	$68,000 (-) Land $17,000 Building $51,000	$104,600 (+7.72%) Land $26,150 Building $78,450
2023		$68,000 (-) Land $17,000 Building $51,000	$97,100 (+8.52%) Land $24,275 Building $72,825
2022	$2,965.00	$68,000 Land $17,000 Building $51,000	$89,474 Land $22,368 Building $67,106

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 678 1st Ave; there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 678 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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