6779 1st St, Coloma, MI 49038 Property Records

Berrien County property record for 6779 1st St, Coloma, MI 49038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Aug 2025)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Dec 2014 Mortgage Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-5950-0021-00-1`

Property Details

APN / Parcel Number

Primary APN	`08-5950-0021-00-1`
Alternative APN	`11-08-5950-0021-00-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6779 FIRST AVE
City	COLOMA
State	MI
Zip	49038-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOTS 21 & 22, BLOCK 1, PAW PAW ISLANDS SUBDIVISION.
Legal Subdivision	PAW PAW ISLANDS SUB
Legal Block	1
Legal Lot Number	21-22
Jurisdiction	BERRIEN MI
Township / Civil Division	COLOMA
Census Block Group	3
Census Block	3008
Census Tract	10202

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6779 FIRST AVE, COLOMA, MI 49038-9531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2014	Deed of Trust, Mortgage CHEMICAL BANK
Aug 19, 2025	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY
Oct 31, 2014	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	2025439800
Deed Book / Page	3457 / 3842
Record Updated	Sep 20, 2026

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6779 FIRST AVE, COLOMA, MI 49038-9531
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03090/2521
Date	Dec 24, 2014
Book Page	3090/2521

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 19, 2025
Property Address	6779 FIRST AVE, COLOMA, MI 49038-9531
Document Number	03457/3842
Book / Page	3457 / 3842
Map Reference	LB 12 PG 44
Instrument Date	Jul 22, 2025
Instrument	2025439800
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,627.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6779 FIRST AVE, COLOMA, MI 49038-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6779 1ST ST, COLOMA, MI 49038-9531

Mortgage

Document Number	0034573846
Date	Aug 19, 2025
Instrument	3457/3846

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 23, 2020
Property Address	6779 FIRST AVE, COLOMA, MI 49038-9531
Document Number	03301/1548
Book / Page	3301 / 1548
Map Reference	LB 12 PG 44
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6779 1ST STRET, COLDWATER, MI 49036

Mortgage

Document Number	0033011367
Date	Nov 23, 2020
Instrument	3301/1367

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 31, 2014
Property Address	6779 FIRST AVE, COLOMA, MI 49038-9531
Document Number	03086/1236
Book / Page	3086 / 1236
Map Reference	LB12 PG44
Instrument Date	Oct 22, 2014
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$593.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4881 WIL O PAW DR, COLOMA, MI 49038-8816

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Coloma Charter Township
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,700 (+47.75%)	$197,400 (+47.75%)
2025	$1,919.00 (+16.16%)
2023		$66,800	$133,600
2022	$1,652.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLOMA serves 1,555 people · EPA ID MI0001530
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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