Monroe County property record for 6778 Stonegate Dr, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1996 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $100 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-523-039-00 |
| Primary APN | 02-523-039-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Living Area |
| Basement Area | 783 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 146 ft deep x 60 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6778 STONEGATE DR |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2B |
| Legal Description | STONEGATE PLAT 2 LOT 39 & EQUAL UNDIVIDED 1/117TH INTEREST IN DETENTION LOT A |
| Legal Subdivision | STONEGATE |
| Legal Lot Number | 39,A |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 833900 |
Source: Monroe County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6778 STONEGATE DR, TEMPERANCE, MI 48182-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Aug 3, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 16, 2019 | Intrafamily Transfer, Transfer · VA Mortgage MERIDIAN HOME LOANS MORTGAGE |
| Aug 2, 2017 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 |
| Deed Sale | Aug 16, 2019 |
| Prior Sale | Aug 2, 2017 · Amount on Record |
| Deed Document Number | 201913740 |
| Prior Transfer Date | May 29, 2019 |
| Prior Transfer Doc | 0000013740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Oct 2, 2026 |
| Property Address | 6778 STONEGATE DR, TEMPERANCE, MI 48182-2216 |
| Document Number | 0000017401 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202617401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6778 STONEGATE DR, TEMPERANCE, MI 48182-2216 |
| Document Number | 0000017401, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 202617401 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 6778 STONEGATE DR, TEMPERANCE, MI 48182-2216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6778 STONEGATE DR, TEMPERANCE, MI 48182-2216 |
| Document Number | 0000020350 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021R20350 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 6778 STONEGATE DR, TEMPERANCE, MI 48182-2216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021676 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022R21676 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 16, 2019 |
| Property Address | 6778 STONEGATE DR, TEMPERANCE, MI 48182-2216 |
| Document Number | 2019R13740 |
| Map Reference | LB 16 PG 59 62 |
| Instrument Date | May 29, 2019 |
| Instrument | 2019R13740 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6778 STONEGATE DR, 6778, TEMPERANCE, MI 48182-2216 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6778 STONEGATE DR, TEMPERANCE, MI 48182-2216 |
| Document Number | 0000013741 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 2019R13741 |
| Name | MERIDIAN HOME LOANS MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 2, 2017 |
| Property Address | 6778 STONEGATE DR, TEMPERANCE, MI 48182-2216 |
| Document Number | 2017R15903 |
| Map Reference | LB 16 PG 59 & 62 |
| Instrument Date | May 30, 2017 |
| Instrument | 2017R15903 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6778 STONEGATE DR, 6778, TEMPERANCE, MI 48182-2216 |
| Name | Verified Name |
|---|---|
| Address | 106 CASS ST, SWANTON, OH 43558-1221 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,000 (+34.5%) Land $138,000 | $276,000 (+34.5%) Land $276,000 | |
| 2025 | $100.00 (-96.95%) Homeowner's exemption | ||
| 2023 | $3,274.00 Homeowner's exemption | $102,600 | $205,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEFORD TOWNSHIP serves 303 people · EPA ID MI0007063 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | MONROE SOUTH COUNTY |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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