Lincoln County property record for 6778 Campground Rd, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,440 sqft · built 1910 |
| Lot Size | 2.8 acres (122,186 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,460 (2026) |
| Deeds & Mortgages | Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3695-76-2815 |
| Primary APN | 3695-76-2815 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 122,186 sqft (2.8 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 6 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Storage Building | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 245408 |
|---|---|
| Street Address | 6778 CAMPGROUND RD |
| City | DENVER |
| State | NC |
| Zip | 28037-8206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ELDD R-SF |
| Legal Description | CALLAWAY |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 71101 |
6778 Campground Rd, a single family home, is owned by an individual.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 816, DENVER, NC 28037-0816 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 6778 CAMPGROUND RD, DENVER, NC 28037-8206 |
| Document Number | 2816566 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 6778 CAMPGROUND RD DENVER NC 280378206, DENVER, NC 28037-8206 |
| Document Number | 2816566 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 002816/000566 |
| Instrument | 592605 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 6778 Campground Rd was $1,460.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,460.00 | $216,905 Land $76,573 Building $140,332 | $216,905 Land $76,573 Building $140,332 |
| 2023 | $815.00 | $216,905 Land $76,573 Building $140,332 | $216,905 Land $76,573 Building $140,332 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6778 Campground Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6778 Campground Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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