6774 Transit Rd, Elba, NY 14058 Property Records

Genesee County and Elba Town property record for 6774 Transit Rd, Elba, NY 14058

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,302 sqft · built 1909
Lot Size1.42 acres (61,855 sqft)
Owner2 Individual Names on File
Tax Bill$4,475 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Apr 2022 Refinance
+ 1 more
APN183489 9.-1-8.22

Property Details

APN / Parcel Number

Primary APN183489 9.-1-8.22
Alternative APN
  • 34890090000001008022

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,302 sqft Living Area
1st Floor Area1,862 sqft
2nd Floor Area960 sqft
Upper Floors Area480 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialWood
Lot Area61,855 sqft (1.42 acres)
Lot Width185 ft Width
Garage TypeDetached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area664 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address6774 TRANSIT RD
CityELBA
StateNY
Zip14058-9536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number8.022
JurisdictionGENESEE NY
Township / Civil DivisionELBA
Census Block Group1
Census Block1040
Census Tract950200

Owner

6774 Transit Rd is owned and occupied by two individuals.

Source: Genesee County and Elba Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6774 TRANSIT RD, ELBA, NY 14058-9536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2025Deed of Trust, Mortgage · Line of Credit
ESL FCU
Apr 27, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ESL FCU
Feb 11, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
ESL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE NY
Property Address6774 TRANSIT RD, ELBA, NY 14058-9536
Transaction TypeMortgage
Record UpdatedDec 10, 2025
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG20251356
DateNov 5, 2025
InstrumentMTG2025-1356
Lender
NameESL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE NY
Property Address6774 TRANSIT RD, ELBA, NY 14058-9536
Transaction TypeMortgage
Record UpdatedMay 24, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2022727
DateApr 27, 2022
InstrumentMTG2022-727
Lender
NameESL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueMay 1, 2042

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE NY
Property Address6774 TRANSIT RD, ELBA, NY 14058-9536
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2019136
DateFeb 11, 2019
InstrumentMTG2019-136
Lender
NameESL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueMar 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 6774 Transit Rd was $4,475 with a homeowner's exemption, down 9.7% from the year before.

Source: Genesee County and Elba Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGenesee County
County SubdivisionElba Town
Unified School DistrictElba Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,475.00 (-9.72%) Homeowner's exemption
2025$4,957.00$158,000 Land $22,300 Building $135,700$158,000 Land $22,300 Building $135,700
2023$147,900 Land $21,300 Building $126,600$147,900 Land $21,300 Building $126,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 6774 Transit Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6774 Transit Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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