6774 Rapids Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 6774 Rapids Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,400 sqft · built 2017
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Mar 2021)
Tax Bill	$6,944 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`292600 153.00-1-28.2`

Property Details

APN / Parcel Number

Primary APN	`292600 153.00-1-28.2`
Alternative APN	`26001530000001028002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Upper Floors Area	360 sqft
Basement Area	741 sqft
Finished Basement	741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	91,476 sqft (2.1 acres)
Lot Width	146 ft Width
Garage Type	Detached

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	190 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6774 RAPIDS RD
City	LOCKPORT
State	NY
Zip	14094-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	28.002
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2005
Census Tract	23404

Owner

6774 Rapids Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Niagara County and Lockport Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6774 RAPIDS RD, LOCKPORT, NY 14094-9512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Mar 15, 2021	Administrator's Deed, Transfer · Conventional Mortgage M & T BANK
Aug 29, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST PRIORITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Aug 29, 2018 · Amount on File
Deed Document Number	20215241
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	6774 RAPIDS RD, LOCKPORT, NY 14094-9512
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006493
Date	Apr 30, 2019
Instrument	2019-06493

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LOCKPORT, NY 14094

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	NIAGARA NY
Recording Date	Mar 15, 2021
Property Address	6774 RAPIDS RD, LOCKPORT, NY 14094-9512
Document Number	0000005241
Instrument Date	Mar 4, 2021
Instrument	2021-05241
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7789 MOYER RD, LOCKPORT, NY 14094-9038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 CLEVELAND DR, TOWN OF TONAWANDA, NY 14223-1027

Mortgage

Document Number	0000005247
Date	Mar 15, 2021
Instrument	2021-05247

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	164 Months
Due	Nov 1, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Aug 29, 2018
Property Address	6774 RAPIDS RD, LOCKPORT, NY 14094-9512
Document Number	0000014919
Instrument Date	Aug 18, 2018
Instrument	14919
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8627 EAST AVE EAST PEMBROKE NY 140569202, EAST PEMBROKE, NY 14056-9202

Mortgage

Document Number	14920
Date	Aug 29, 2018
Instrument	14920

Lender

Name	FIRST PRIORITY MTG
Type	Mortgage Company
Address	WILLIAMSVILLE, NY 14221

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 6774 Rapids Rd was $6,944, down 2.4% from the year before.

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lockport Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,944.00 (-2.39%)
2025	$7,114.00	$310,000 Land $38,800 Building $271,200	$310,000 Land $38,800 Building $271,200
2023		$289,000 (+15.14%) Land $33,800 Building $255,200	$289,000 (+15.14%) Land $33,800 Building $255,200
2022		$251,000 Land $33,800 Building $217,200	$251,000 Land $33,800 Building $217,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6774 Rapids Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2000)
Most Recent Claim	Mar 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6774 Rapids Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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