6774 Ishan St, Tracy, CA 95377 Property Records

San Joaquin County property record for 6774 Ishan St, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,599 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$964,000 (Oct 2021)
Tax Bill	$14,557 (2026)
Deeds & Mortgages	Jan 2023 Transfer Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`253-580-110-000`

Property Details

APN / Parcel Number

Primary APN	`253-580-110-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,599 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Area	797 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6774 ISHAN ST
City	TRACY
State	CA
Zip	95377-8160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 TRACY HILLS VILLAGE 5C TRACT 3949
Legal Subdivision	TRACY HILLS VILLAGE 5C
Legal Tract	3949
Legal Block	1
Legal Lot Number	87
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1041
Census Tract	5502

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	124 BLUE SPRUCE LN, UNION CITY, CA 94587-8034
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Intrafamily Transfer, Transfer
Feb 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU
Oct 13, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	2021171450
Last Transfer Date	Dec 8, 2022
Transfer Doc	0000005728
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 24, 2023
Property Address	6774 ISHAN ST, TRACY, CA 95377-8160
Document Number	0000005728
Map Reference	MB 43 PG 81
Instrument Date	Dec 8, 2022
Instrument	2023-005728
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	124 BLUE SPRUCE LN, UNION CITY, CA 94587-8034

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 2, 2022
Property Address	6774 ISHAN ST, TRACY, CA 95377-8160
Document Number	0000014405
Map Reference	MB 43 PG 81
Instrument Date	Jan 24, 2022
Instrument	2022-014405
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 BLUE SPRUCE LN, UNION CITY, CA 94587-8034

Mortgage

Document Number	0000014406
Date	Feb 2, 2022
Instrument	2022-014406

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

October 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 13, 2021
Property Address	6774 ISHAN ST, TRACY, CA 95377-8160
Document Number	0000171450
Map Reference	MB 43 PG 81
Instrument Date	Sep 16, 2021
Instrument	2021-171450
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	124 BLUE SPRUCE LN, UNION CITY, CA 94587-8034

Mortgage

Document Number	0000171451
Date	Oct 13, 2021
Instrument	2021-171451

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	7.37%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,557.00 (-5.16%)
2025	$15,349.00 (+4.79%) Homeowner's exemption	$1,022,660 (+4.04%) Land $302,444 Building $720,216
2023	$14,648.00 (+1.89%) Homeowner's exemption	$982,950 Land $290,700 Building $692,250	$977,940
2022	$14,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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