Frederick County property record for 677 Tivoli Rd, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,305 sqft · built 2010 |
| Lot Size | 0.039 acres (1,730 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Jun 2023) |
| Tax Bill | $5,226 (2023) |
| Deeds & Mortgages | Jun 2023 Sale Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-463741 |
| Primary APN | 02-463741 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 2,305 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,730 sqft (0.039 acres) |
| Garage Type | Built-in |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 463741 |
|---|---|
| Street Address | 677 TIVOLI RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-4529 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 79 PL 7 PH III & IV 1,730 SQ FT BALLENGER CREEK CNT PND |
| Legal Subdivision | BALLENGER CREEK |
| Legal Phase | 3 |
| Legal Lot Number | 79 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 751003 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3515 WOODGATE CT, ELLICOTT CITY, MD 21042-4034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed, Transfer |
| Dec 27, 2017 | Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Dec 27, 2017 · Amount on Record |
| Deed Document Number | 0016507218 |
| Deed Book / Page | 16507 / 218 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 30, 2023 |
| Property Address | 677 TIVOLI RD, FREDERICK, MD 21703-4529 |
| Document Number | 0165070218 |
| Book / Page | 16507 / 218 |
| Map Reference | MB 87 FO 22 |
| Instrument Date | Jun 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3515 WOODGATE CT, ELLICOTT CITY, MD 21042-4034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 27, 2017 |
| Property Address | 677 TIVOLI RD, FREDERICK, MD 21703-4529 |
| Document Number | 0121990457 |
| Book / Page | 012199 / 000457 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 TIVOLI RD FREDERICK MD 217034529, FREDERICK, MD 21703-4529 |
| Document Number | 121990464 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 012199/000464 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,226.00 (+5.6%) Homeowner's exemption | $298,867 (+10.12%) | $353,800 (+30.36%) Land $90,000 Building $263,800 |
| 2022 | $4,949.00 Homeowner's exemption | $271,400 Land $75,000 Building $196,400 | $271,400 Land $75,000 Building $196,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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