677 The Trace, Dover, TN 37058 Property Records

Stewart County property record for 677 The Trace, Dover, TN 37058

Property Summary

Property Type	Single Family Home
Details	1 ba · 819 sqft · built 1977
Lot Size	8.27 acres (360,241 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Apr 2024)
Tax Bill	$484 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`081072 03800`

Property Details

APN / Parcel Number

Primary APN	`081072 03800`
Alternative APN	`072 03800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	819 sqft Living Area
1st Floor Area	819 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	360,241 sqft (8.27 acres)
Terrain	Rolling
Porch	Slab
Porch Area	593 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	677 THE TRCE
City	DOVER
State	TN
Zip	37058-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: D99
Jurisdiction	STEWART TN
Township / Civil Division	4
Census Block Group	2
Census Block	2010
Census Tract	110700

Owner

Source: Stewart County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	677 THE TRCE, DOVER, TN 37058-5506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2025	Deed of Trust, Mortgage · Line of Credit FORTERA FCU
Apr 18, 2024	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Jan 5, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 22, 2023	Intrafamily Transfer, Transfer
May 4, 2017	Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Jan 5, 2024 · Amount on Record
Deed Document Number	202469991
Deed Book / Page	295 / 874
Prior Transfer Date	Aug 22, 2023
Prior Transfer Doc	0000288/55
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Recording Date	May 4, 2026
Property Address	677 THE TRCE, DOVER, TN 37058-5506
Document Number	0000076521
Book / Page	331 / 575
Instrument Date	Apr 15, 2026
Instrument	202676521
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 THE TRCE, DOVER, TN 37058-5506

Mortgage

Document Number	0000076521,
Date	May 4, 2026
Book Page	331/575
Instrument	202676521

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	677 THE TRACE, DOVER, TN 37058-5506
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000310/168
Date	Feb 14, 2025
Book Page	310/168
Instrument	72606

Lender

Name	FORTERA FCU
Type	Credit Union
Address	2050 LOWES DR, CLARKSVILLE, TN 37040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Apr 18, 2024
Property Address	677 THE TRACE, DOVER, TN 37058-5506
Document Number	000295/874
Book / Page	295 / 874
Instrument Date	Apr 15, 2024
Instrument	69991
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 THE TRACE, DOVER, TN 37058-5506

Mortgage

Document Number	0000069992
Date	Apr 18, 2024
Instrument	69992

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Jan 5, 2024
Property Address	677 THE TRACE, DOVER, TN 37058-5506
Document Number	000292/682
Book / Page	292 / 682
Instrument Date	Nov 15, 2023
Instrument	69280
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	671 THE TRACE, DOVER, TN 37058-5506

Mortgage

Document Number	0000069281
Date	Jan 5, 2024
Instrument	69281

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEWART TN
Recording Date	Aug 22, 2023
Property Address	677 THE TRACE, DOVER, TN 37058-5506
Document Number	0000288/55
Book / Page	288 / 55
Instrument Date	Aug 22, 2023
Instrument	68318
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 THE TRACE, DOVER, TN 37058-5506
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	May 4, 2017
Property Address	677 THE TRACE, DOVER, TN 37058-5506
Document Number	000201/775
Book / Page	201 / 775
Instrument Date	Apr 26, 2017
Instrument	49960
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 THE TRCE, DOVER, TN 37058-5506
Investor	Possibly a Property Investor

Mortgage

Document Number	000201/778
Date	May 4, 2017
Book Page	201/778
Instrument	49961

Lender

Name	ROYAL UNITED MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Stewart County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$484.00	$32,550 (-) Land $11,425 Building $21,125
2024	$484.00 (-33.61%)	$32,550 (+4.92%) Land $11,425 Building $21,125
2023	$729.00	$31,025 (+0.4%) Land $7,950 Building $23,075
2022	$729.00	$30,900 Land $7,825 Building $23,075	$123,600 (-5.07%) Land $31,300 Building $92,300
2021			$130,200 Land $45,700 Building $84,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 4,037 people · EPA ID TN0000193
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on The Trace

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